Description
SUBSCRIPTION REQUIRED
$7.99/month or $79.99/year after 30-day free trial
PayCheck Budget is the only budgeting app designed specifically for the 50+ million Americans paid semi-monthly.
FROM THE DEVELOPER
I'm Nathan - I work as a firefighter and in sales, paid semi-monthly like 50+ million Americans. I searched everywhere for a budgeting app that would let me budget by paycheck, not by month - with custom categories, partner sharing, and solid privacy.
Nothing existed. So in 30 days, I built it myself.
Every feature came from real life: My wife and I needed to know 'how much do we have left?' - partner sharing was born. Tracking kid expenses with my ex? Split payments. Standing in stores wondering if I could afford something? The 'Can I Afford It?' feature.
CAN I AFFORD IT?
Standing in the store wondering if that $120 purchase fits your budget? Just ask - even from your wrist.
Get instant answers:
- Safe-to-spend based on days until payday
- Which paycheck has more room
- Category insights
- Budget strain warnings
- One-tap to add expense
APPLE WATCH APP
- Safe-to-spend at a glance
- Affordability checker (Digital Crown to adjust)
- Quick expense logging
- Upcoming bills
BUDGET BY PAYCHECK, NOT MONTH
Most apps think in months. You get paid in paychecks.
Track two paychecks separately with custom pay dates - weekly, bi-weekly, semi-monthly, or irregular. Add income to each check. Assign bills to paychecks.
50+ million Americans are paid semi-monthly. This is the only app built for how you actually get paid.
PAYCHECK BUDDY
Ask questions and get instant answers:
- "Am I on pace?" - Spending tracker with projections
- "Will I overspend?" - Predicts based on patterns
- "Can I afford $89.99 with 20% off?" - Shows $71.99
- "$65 with 20% tip" - Calculates $78
- "How much on dining?" - Historical analysis
- Home buying, car loans, wedding, college calculators
- Alerts when spending exceeds patterns
All processed locally - nothing leaves your device.
UNLIMITED BUDGETS. UNLIMITED SHARING
Create unlimited budgets: Personal, Family, Side hustle, Vacation, Joint accounts
Share via iCloud. Perfect for couples, teaching kids, or helping parents.
FINANCIAL LITERACY HUB
20+ interactive modules with 140+ quiz questions and achievement badges. Like Duolingo for finances.
SAVINGS GOALS
Save for anything. App calculates how much per paycheck. Track progress visually.
RECEIPT SCANNING
Photo any receipt - even crumpled. Auto-extracts merchant, amount, date.
MORE FEATURES
- Custom categories/subcategories
- Emoji icons for bills/expenses
- Custom emoji widgets
- Unlimited tags
- Home screen widgets
- Spending reports
- PDF/CSV export
- Smart bill notifications
- Co-parenting expense splits
- Dark mode
PRIVACY FIRST
No bank linking. Data syncs through your private iCloud - not my servers.
I can't see, sell, or share your data.
WHO IS THIS FOR?
Anyone paid semi-monthly, bi-weekly, weekly, irregular - Couples managing money - People wanting instant answers - Anyone tired of monthly-only apps - Privacy users - Parents teaching kids.
Privacy Policy: https://paycheckbudget.com/privacy
Terms of Use: https://paycheckbudget.com/terms