Calculate net pay by entering income details and deductions. Break down gross to net using 2025 tax rules. Plan budgets with multiple paychecks and custom expense categories. Track income and expenses for financial planning.
Track earnings by viewing work schedules and calculating pay per shift and paycheck. Access net earnings early through Instapay without fees. Set automatic savings based on a chosen percentage.
Send and receive money for everyday transactions. Add notes to payments for context. Split payment requests among multiple contacts. Link a credit card for rewards. View transaction history and manage payments.
Send money instantly via or bitcoin using compatible wallets. Make free Lightning Network transfers. Round up spare change to save or invest in stocks, ETFs, or bitcoin. Set up direct deposit for early paychecks.
Access your earned funds to pay bills early. Request up to $150 daily with a $1,000 monthly limit. Deposit money instantly for a fee or in 1-3 business days for free. Monitor credit score and set savings goals.
Manage finances with budgeting tools, track spending, and set savings goals. Access a debit card for purchases and withdrawals. Request extra advances with approval, subject to fees and limits.
Manage finances with tools to track balances, transfer funds, and deposit checks via photo. Set financial goals and review progress. Use FutureLook™ for spending forecasts and Payment Planner to manage loan repayments.
Manage finances with budgeting tools, track expenses, and set financial goals. Access mobile features, apply for personal loans, and receive advances. Earn cashback rewards and invest extra funds through round-ups.
Access your paycheck up to 2 days early. Advance up to $750 if eligible. Avoid overdraft fees. Build credit while . Earn 1% cash back on purchases. Transfer money instantly. Set up automatic savings. View spending insights and budget tracking.
Track income and expenses to understand spending habits. Set monthly budgets and receive alerts when limits are approached. View detailed reports on spending categories and savings progress.