PayUp: Personal Debt Tracker app icon

Apps Like PayUp: Personal Debt Tracker for iPhone and iPad

Track debts and log IOUs securely

Track debts and IOUs from individuals or groups. View payment history to see what has been repaid and what remains. Split group expenses and calculate individual shares. Access private, ad-free interface without requiring an account.

by Nick Matthews★ 5.08 ratingsFinanceFreeData updated 2026-09-06

Ranked alternatives

Showing 21–40 of 1,000 ranked alternatives.

  1. Lovely Split app icon

    Lovely Split

    Lovely Split, Inc.

    Expenses and settle payments

    Track expenses, balances, and reimbursements among groups. Create and manage pay events, set recurring payments, and request or send money instantly. costs fairly and settle debts with secure transactions.

    ★ 5.014 ratingsFinanceFreeData updated 2026-09-06
  2. Tippy - Split Bills app icon

    Tippy - Split Bills

    Babiker Babiker

    , track expenses, calculate tax

    By assigning items to users. Calculate tax and tip proportionally based on individual orders. View exact amounts owed and share totals with the group.

    ★ 5.04 ratingsUtilitiesFreeData updated 2026-09-06
  1. My debts manager app icon

    My debts manager

    djamal guellati

    Track , loans, and expenses

    Track and loans with personalized alerts for due dates. Log transactions between friends, family, or clients. Monitor credit extended and manage expenses for personal financial control.

    ★ 4.556 ratingsBusinessFreeData updated 2026-09-08
  2. My Wallet: Income and Expense app icon

    My Wallet: Income and Expense

    Onur Yuzbasioglu

    Track , expenses, and debts

    Manage finances by creating and categories. Log transactions anytime. Track future receivables and debts. Generate practical reports for financial overview.

    ★ 4.817 ratingsFinanceFreeData updated 2026-09-28
  3. Debt Tracker - Debt payoff app icon

    Debt Tracker - Debt payoff

    David Serrano Canales

    Track debts and manage payments

    Track debts by recording who owes you money and whom you owe. Set reminders for payments and view detailed reports. Manage loans and expenses with customizable categories and due dates. Sync data across devices for consistent access.

    ★ 4.846 ratingsFinanceFreeData updated 2026-09-06
  4. TravelSpend: Travel Budget App app icon

    TravelSpend: Travel Budget App

    Ori App Studio GmbH

    Track expenses and share costs with travelers

    Track expenses with categorized entries and real-time updates. Share expenses with others to monitor who owes who. Set budgets and receive alerts for spending limits. Sync data across devices and export reports for trip summaries.

    ★ 4.82,005 ratingsTravelFreeData updated 2026-09-15
  5. Kik Messaging & Chat App app icon

    Kik Messaging & Chat App

    Ai Medialab Inc

    With friends and share content

    With friends and join groups to communicate. Share images, videos, GIFs, and games. Discover new friends based on shared interests. Create and manage sessions without requiring phone numbers.

    ★ 4.3485,380 ratingsSocial NetworkingFreeData updated 2026-10-08
  6. Billy - Split bills with AI app icon

    Billy - Split bills with AI

    RB Labs LLC

    Snap, drag, calculate shares

    Scans receipts to identify items, prices, taxes, and discounts. Users can drag items into bubbles to assign costs. Shared items can be between individuals or the group. The calculates owed amounts automatically.

    ★ 4.717 ratingsUtilitiesFreeData updated 2026-09-06
  7. Kittysplit: Split Group Costs app icon

    Kittysplit: Split Group Costs

    Kittysplit UG (haftungsbeschrankt)

    Bills instantly with friends

    And track shared expenses with friends or family. Create events to divide bills, assign payments, and view balances. Share links for others to contribute. No registration or passwords required. Sync across devices and browsers.

    ★ 5.015 ratingsFinanceFreeData updated 2026-09-06
  8. Multiset app icon

    Multiset

    Benjamin Ng

    Split bills by item or total amount

    Track expenses and split costs among groups. Log individual payments, split bills by item or total, and calculate owed amounts automatically. View spending trends and receive notifications for pending payments.

    ★ 5.02 ratingsFinanceFreeData updated 2026-09-06
  9. Loan Tracker: You Owe Me app icon

    Loan Tracker: You Owe Me

    IEVGENII IABLONSKYI

    Track debts, send reminders, and manage loans

    Track loans, debts, and shared expenses with a and IOU tool. Log borrowed or lent amounts, split bills, and monitor balances. Use AI to generate clear repayment reminders and communication prompts.

    ★ 4.6351 ratingsFinanceFreeData updated 2026-09-11
  10. bill. app icon

    bill.

    Imran Mohiuddin

    Split payments with friends

    Split group expenses by adding friends and linking receipts. Split costs item by item and calculate exact shares. Send and receive payments directly. Track contributions and settle debts instantly.

    ★ 5.06 ratingsFinanceFreeData updated 2026-09-06
  11. DivideIt: Easy Bill Splitting app icon

    DivideIt: Easy Bill Splitting

    Raymond Yip

    Split bills with a photo and share

    Take photos of receipts to automatically extract item and price details. Split bills evenly or assign specific items to individuals. Mix and match expenses and track who owes what. Share split details with friends and receive payments directly.

    ★ 5.02 ratingsFinanceFreeData updated 2026-09-06
  12. Splittr - Expense Splitting app icon

    Splittr - Expense Splitting

    RWichmann GmbH

    Split expenses and track who owes what

    Track group expenses with real-time and balance tracking. Add expenses manually or via photos. Invite friends to join and sync data across devices. Categorize expenses and export to PDF or CSV. View statistics and fun facts about spending.

    ★ 4.8612 ratingsFinanceFreeData updated 2026-09-08

How we rank alternatives

Apps are ranked by functional similarity, category fit, rating confidence, and popularity.