PayUp: Personal Debt Tracker app icon

Apps Like PayUp: Personal Debt Tracker for iPhone and iPad

Track debts and log IOUs securely

Track debts and IOUs from individuals or groups. View payment history to see what has been repaid and what remains. Split group expenses and calculate individual shares. Access private, ad-free interface without requiring an account.

by Nick Matthews★ 5.08 ratingsFinanceFreeData updated 2026-09-06

Ranked alternatives

Showing 1–20 of 1,000 ranked alternatives.

  1. Splitwise app icon

    Splitwise

    Splitwise, Inc.

    Split expenses and track debts

    Track expenses and split costs among groups. Add payments, set reminders, and calculate individual shares. View transaction history and export data. Notify users of pending payments and resolve disputes.

    ★ 4.028,623 ratingsFinanceFreeData updated 2026-10-08
  2. Who Owes Me - Payment Tracker app icon

    Who Owes Me - Payment Tracker

    Roman Voglhuber

    Track debts and manage expenses

    Track debts and IOUs with a simple interface. Split expenses among contacts. Sync data across devices using cloud storage. Use Touch or Face ID for secure access. Mark debts as paid and view an overview of outstanding amounts.

    ★ 4.6801 ratingsFinanceFreeData updated 2026-09-12
  3. PayMeLater Friend Debt Tracker app icon

    PayMeLater Friend Debt Tracker

    Nicovate Limited

    Track payments and settle debts instantly

    Track debts and payments among friends. Snap bills, assign costs to individuals, and update balances in real time. Add or edit debts collaboratively. Receive notifications for pending payments. Sync across devices for consistent updates.

    ★ 4.768 ratingsFinanceFreeData updated 2026-09-11
  1. Spend Together app icon

    Spend Together

    Hanna Shylenko

    Split bills, track expenses, settle debts

    Manage joint expenses by splitting bills and tracking debts. Input bill details to calculate group debts and suggest payments. Share access to expenses and view transaction history. Set reminders for pending payments and resolve IOUs easily.

    ★ 4.8254 ratingsFinanceFreeData updated 2026-09-16
  2. Split – Pay Together app icon

    Split – Pay Together

    Split Mobile Inc.

    Bills, track expenses, collect payments

    Track shared expenses and payments among groups. Calculate fractional splits or itemized totals. Collect payments via Google Pay, Apple Pay, or card. Set reminders and view transaction history. Share receipts and manage group budgets.

    ★ 5.031 ratingsFinanceFreeData updated 2026-09-06
  3. Venmo app icon

    Venmo

    The Delancey Corporation, LLC

    Send money and receive payments

    Send and receive money for everyday transactions. Add notes to payments for context. Split payment requests among multiple contacts. Link a credit card for rewards. View transaction history and manage payments.

    ★ 4.815,471,957 ratingsFinanceFreeData updated 2026-10-08
  4. Splid – Split group bills app icon

    Splid – Split group bills

    Nicolas Jersch

    Expenses and settle debts

    Track expenses and costs among users. View who owes what and settle debts directly. Create groups for offline use or sync for real-time updates. Share receipts and receive notifications for pending payments.

    ★ 4.94,014 ratingsFinanceFreeData updated 2026-09-09
  5. Debt Control – payoff planner app icon

    Debt Control – payoff planner

    CleverPumpkin Ltd.

    Track debts and set reminders

    Track debts with support for multiple currencies. Set repayment periods and receive reminders. View a list of people with aggregated details. Maintain a history of all debts and associated transactions.

    ★ 4.532 ratingsFinanceFreeData updated 2026-09-13
  6. Owee Split app icon

    Owee Split

    German Lopez Frezza

    Bills and track debts

    Track expenses and bills among group members. Set individual debts and receive notifications when payments are made. View transaction history and balance summaries for each person involved.

    ★ 0.00 ratingsFinanceFreeData updated 2026-09-06
  7. FairShare: Split Bills & Tabs app icon

    FairShare: Split Bills & Tabs

    Nicholas Reyes

    , track expenses, log receipts

    Expenses with roommates or friends by dividing rent, utilities, and subscriptions. Track balances for group trips, birthdays, and gifts. Scan receipts and assign items with a tap. Receive notifications when someone owes money.

    ★ 5.01 ratingsFinanceFreeData updated 2026-09-06
  8. Wesplit - IOU expense tracker app icon

    Wesplit - IOU expense tracker

    Dmitry Ryazantsyev

    Split expenses with friends and track payments

    Split expenses with friends by defining categories and adding images for groups. Calculate individual shares automatically. Share receipts and track payments. Set reminders for pending payments. Export transaction history.

    ★ 4.33 ratingsFinanceFreeData updated 2026-09-06
  9. MoDebt app icon

    MoDebt

    MoStudios LLC

    Track debts and manage payments

    Track debts by adding notes and setting reminders. View balances and payment history. Send payment requests and receive confirmations. Sync across devices and share debt records with others.

    ★ 0.00 ratingsFinanceFreeData updated 2026-09-06

How we rank alternatives

Apps are ranked by functional similarity, category fit, rating confidence, and popularity.