Apps Like Smoney App for iPhone and iPad
Ranked alternatives
Showing 1–20 of 1,000 ranked alternatives.


Chase Mobile®: Bank & Invest
JPMorgan Chase Bank, NA
Track income, spend, and credit score
Manage accounts with activity tracking for checking, savings, credit cards, and loans. Deposit checks via photo. Send and receive money using Zelle. Schedule credit card payments. Monitor credit score and track income and expenses.

Citizens Bank Mobile Banking
Citizens Bank, N.A.
Snap checks, track balances, freeze cards
Manage accounts with real-time balances and transaction history. Freeze or unfreeze debit cards remotely. Deposit checks by snapping photos for instant funding. Transfer funds between accounts or to other users via Zelle.

Klarna: Smarter everyday money
Klarna Bank AB
Pay in installments or full amount
Make purchases with flexible payment options including 4 interest-free installments, full payment, 30-day payment, or extended payment terms. Pay using card at Visa-accepted locations with no credit impact.

USAA Mobile
United Services Automobile Association
Manage accounts, view balances, pay bills
Manage finances with bill payments, money transfers via Zelle, check deposits, and fund transfers. Access insurance information and view account balances. Securely manage accounts and send money directly from the .

Navy Federal Credit Union
Navy Federal Credit Union
Manage accounts, make payments, and transfer funds
Access accounts 24/7 with secure login. Send money via Zelle or member-to-member transfers. Move funds between accounts. Deposit checks by photo. Apply for new accounts or locate nearby ATMs and branches. View transactions and account details.

DCU Digital Banking
DIGITAL FEDERAL CREDIT UNION
Manage accounts, transfer funds, view balances
Manage finances with tools to track balances, transfer funds, and deposit checks via photo. Set financial goals and review progress. Use FutureLook™ for spending forecasts and Payment Planner to manage loan repayments.

Brigit: Cash Advance & Credit
Bridge It Inc
Request advances instantly
Request advances without a check, interest, or late fees. Connect bank accounts to get funds deposited instantly. Repay when able. Set up for building and financial stability.

Cleo AI: Cash Advance & Budget
Cleo AI Ltd
Chat with to track expenses and set
Track spending with real-time alerts and categorization. Set savings goals and receive personalized tips. Request a cash advance and monitor credit score improvements. Chat with an AI to discuss budgets and financial goals.


Bright: Loans & Credit Builder
Bright Capital Inc
Get cash quickly without checks
Access cash advances up to $750 without a credit check or interest. Compare loan offers up to $10,000 with terms and fees. Apply for a secured line of credit to build credit history through reported payments.


Pogo: Earn Cash & Rewards
Pogo Technologies, Inc.
On every purchase
On purchases from groceries to online shopping and bills. Automatically find savings on insurance and bank fees. extra by playing games, taking surveys, and scanning receipts.

Atlas - Rewards Credit Card
Exto Inc.
Apply for instantly
Apply for a with 4x higher approval chances compared to traditional options. Get instant approval without leaving the . Connect to 10,000+ banks to set a manageable spending limit. 0% APR prevents interest charges.

Albert: Budgeting and Banking
Albert Corporation
Track expenses, save, and invest securely
Track expenses and create a monthly budget. Customize spending plans and monitor account activity. Earn cash back at select stores. Get 24/7 identity monitoring and access a financial genius for advice.

Marcus by Goldman Sachs®
Goldman Sachs
Open accounts and manage balances
Manage savings with features like opening and funding accounts, checking balances, and scheduling transfers. View current rates and use growth calculators. No minimum deposit required for savings accounts. Accounts are FDIC-insured.

Mercury Cards
Mercury Financial LLC
Pay with personalized amounts
Manage credit card payments with personalized amounts and scheduling options. Split payments into monthly installments. Set up automated monthly payments. View payment history and transaction details. Adjust payment preferences and track balances.

PENNYMAC MOBILE
PennyMac Loan Services, LLC
Manage loan balance and account access
Manage home loans with real-time balance checks and payment tracking. Set automatic or one-time payments. Access statements and documents for paperless viewing. Monitor loan activity and set up recurring payments.


FAIRWINDS Mobile Banking
FAIRWINDS Credit Union
Check balances, make transfers, track spending
Check balances and review account activity. Make transfers between accounts. Deposit checks by photo. Enable Touch ID or Face ID for secure access. Lock or unlock debit or credit cards remotely. Set up alerts for account activity.
How we rank alternatives
Apps are ranked by functional similarity, category fit, rating confidence, and popularity.