Smoney App app icon

Apps Like Smoney App for iPhone and iPad

by Smart Money Capital, LLC★ 5.04 ratingsFinanceFreeData updated 2026-09-06

Ranked alternatives

Showing 1–20 of 1,000 ranked alternatives.

  1. Chase Mobile®: Bank & Invest app icon

    Chase Mobile®: Bank & Invest

    JPMorgan Chase Bank, NA

    Track income, spend, and credit score

    Manage accounts with activity tracking for checking, savings, credit cards, and loans. Deposit checks via photo. Send and receive money using Zelle. Schedule credit card payments. Monitor credit score and track income and expenses.

    ★ 4.89,551,606 ratingsFinanceFreeData updated 2026-10-12
  2. Citizens Bank Mobile Banking app icon

    Citizens Bank Mobile Banking

    Citizens Bank, N.A.

    Snap checks, track balances, freeze cards

    Manage accounts with real-time balances and transaction history. Freeze or unfreeze debit cards remotely. Deposit checks by snapping photos for instant funding. Transfer funds between accounts or to other users via Zelle.

    ★ 4.8736,852 ratingsFinanceFreeData updated 2026-09-08
  1. Klarna: Smarter everyday money app icon

    Klarna: Smarter everyday money

    Klarna Bank AB

    Pay in installments or full amount

    Make purchases with flexible payment options including 4 interest-free installments, full payment, 30-day payment, or extended payment terms. Pay using card at Visa-accepted locations with no credit impact.

    ★ 4.92,449,509 ratingsFinanceFreeData updated 2026-10-12
  2. USAA Mobile app icon

    USAA Mobile

    United Services Automobile Association

    Manage accounts, view balances, pay bills

    Manage finances with bill payments, money transfers via Zelle, check deposits, and fund transfers. Access insurance information and view account balances. Securely manage accounts and send money directly from the .

    ★ 4.82,354,263 ratingsFinanceFreeData updated 2026-10-11
  3. Navy Federal Credit Union app icon

    Navy Federal Credit Union

    Navy Federal Credit Union

    Manage accounts, make payments, and transfer funds

    Access accounts 24/7 with secure login. Send money via Zelle or member-to-member transfers. Move funds between accounts. Deposit checks by photo. Apply for new accounts or locate nearby ATMs and branches. View transactions and account details.

    ★ 4.9814,821 ratingsFinanceFreeData updated 2026-10-12
  4. DCU Digital Banking app icon

    DCU Digital Banking

    DIGITAL FEDERAL CREDIT UNION

    Manage accounts, transfer funds, view balances

    Manage finances with tools to track balances, transfer funds, and deposit checks via photo. Set financial goals and review progress. Use FutureLook™ for spending forecasts and Payment Planner to manage loan repayments.

    ★ 4.9129,013 ratingsFinanceFreeData updated 2026-10-04
  5. Brigit: Cash Advance & Credit app icon

    Brigit: Cash Advance & Credit

    Bridge It Inc

    Request advances instantly

    Request advances without a check, interest, or late fees. Connect bank accounts to get funds deposited instantly. Repay when able. Set up for building and financial stability.

    ★ 4.8574,538 ratingsFinanceFreeData updated 2026-10-12
  6. Cleo AI: Cash Advance & Budget app icon

    Cleo AI: Cash Advance & Budget

    Cleo AI Ltd

    Chat with to track expenses and set

    Track spending with real-time alerts and categorization. Set savings goals and receive personalized tips. Request a cash advance and monitor credit score improvements. Chat with an AI to discuss budgets and financial goals.

    ★ 4.7265,201 ratingsFinanceFreeData updated 2026-10-12
  7. Bright: Loans & Credit Builder app icon

    Bright: Loans & Credit Builder

    Bright Capital Inc

    Get cash quickly without checks

    Access cash advances up to $750 without a credit check or interest. Compare loan offers up to $10,000 with terms and fees. Apply for a secured line of credit to build credit history through reported payments.

    ★ 4.8280,198 ratingsFinanceFreeData updated 2026-10-12
  8. Pogo: Earn Cash & Rewards app icon

    Pogo: Earn Cash & Rewards

    Pogo Technologies, Inc.

    On every purchase

    On purchases from groceries to online shopping and bills. Automatically find savings on insurance and bank fees. extra by playing games, taking surveys, and scanning receipts.

    ★ 4.8142,905 ratingsShoppingFreeData updated 2026-09-24
  9. Atlas - Rewards Credit Card app icon

    Atlas - Rewards Credit Card

    Exto Inc.

    Apply for instantly

    Apply for a with 4x higher approval chances compared to traditional options. Get instant approval without leaving the . Connect to 10,000+ banks to set a manageable spending limit. 0% APR prevents interest charges.

    ★ 4.7285,844 ratingsFinanceFreeData updated 2026-10-12
  10. Albert: Budgeting and Banking app icon

    Albert: Budgeting and Banking

    Albert Corporation

    Track expenses, save, and invest securely

    Track expenses and create a monthly budget. Customize spending plans and monitor account activity. Earn cash back at select stores. Get 24/7 identity monitoring and access a financial genius for advice.

    ★ 4.6337,279 ratingsFinanceFreeData updated 2026-10-12
  11. Marcus by Goldman Sachs® app icon

    Marcus by Goldman Sachs®

    Goldman Sachs

    Open accounts and manage balances

    Manage savings with features like opening and funding accounts, checking balances, and scheduling transfers. View current rates and use growth calculators. No minimum deposit required for savings accounts. Accounts are FDIC-insured.

    ★ 4.9269,421 ratingsFinanceFreeData updated 2026-09-21
  12. Mercury Cards app icon

    Mercury Cards

    Mercury Financial LLC

    Pay with personalized amounts

    Manage credit card payments with personalized amounts and scheduling options. Split payments into monthly installments. Set up automated monthly payments. View payment history and transaction details. Adjust payment preferences and track balances.

    ★ 4.8108,561 ratingsFinanceFreeData updated 2026-09-16
  13. PENNYMAC MOBILE app icon

    PENNYMAC MOBILE

    PennyMac Loan Services, LLC

    Manage loan balance and account access

    Manage home loans with real-time balance checks and payment tracking. Set automatic or one-time payments. Access statements and documents for paperless viewing. Monitor loan activity and set up recurring payments.

    ★ 4.8166,507 ratingsFinanceFreeData updated 2026-09-14
  14. FAIRWINDS Mobile Banking app icon

    FAIRWINDS Mobile Banking

    FAIRWINDS Credit Union

    Check balances, make transfers, track spending

    Check balances and review account activity. Make transfers between accounts. Deposit checks by photo. Enable Touch ID or Face ID for secure access. Lock or unlock debit or credit cards remotely. Set up alerts for account activity.

    ★ 4.825,390 ratingsFinanceFreeData updated 2026-09-08

How we rank alternatives

Apps are ranked by functional similarity, category fit, rating confidence, and popularity.