Klarna: Smarter everyday money app icon

Apps Like Klarna: Smarter everyday money for iPhone and iPad

Pay in installments or full amount

Make purchases with flexible payment options including 4 interest-free installments, full payment, 30-day payment, or extended payment terms. Pay using card at Visa-accepted locations with no credit impact.

by Klarna Bank AB★ 4.92,447,919 ratingsFinanceFreeData updated 2026-10-11

Klarna: Smarter everyday money screenshots

Ranked alternatives

Showing 1–20 of 1,000 ranked alternatives.

  1. Sezzle: Buy Now, Pay Later app icon

    Sezzle: Buy Now, Pay Later

    Sezzle Inc.

    Shop now, pay in installments

    Split purchases into four interest-free installments. Set payment schedules and track due dates. View transaction history and manage spending. Earn rewards on eligible purchases. No credit impact or hidden fees.

    ★ 4.9304,944 ratingsShoppingFreeData updated 2026-10-11
  2. Lyft Direct Powered By Payfare app icon

    Lyft Direct Powered By Payfare

    payfare Inc.

    Receive earnings instantly via bank transfer

    Manage earnings with instant payouts to a business account. Earn cashback on gas, EV charging, groceries, and dining. Access wellness perks and financial tools designed for drivers. Track expenses and rewards through integrated features.

    ★ 4.963,469 ratingsFinanceFreeData updated 2026-09-16
  3. Aya - ايا app icon

    Aya - ايا

    THIAB AL-KHALIJ AL-ASRIAH

    Order abayas and manage deliveries

    Browse abayas from 100+ Saudi brands and designers. Filter by style including classic, luxury, and trendy options. Choose from flexible payment methods like Tabby, Tamara, Apple Pay, cards, or cash on delivery.

    ★ 4.7392 ratingsShoppingFreeData updated 2026-09-06
  4. Venmo app icon

    Venmo

    The Delancey Corporation, LLC

    Send money and receive payments

    Send and receive money for everyday transactions. Add notes to payments for context. Split payment requests among multiple contacts. Link a credit card for rewards. View transaction history and manage payments.

    ★ 4.815,472,248 ratingsFinanceFreeData updated 2026-10-11
  5. iCreditWorks app icon

    iCreditWorks

    iCreditWorks LLC

    Apply for loans and view credit options

    Apply for loans with instant credit decisions. Choose installment options with transparent terms. Make payments and track repayment progress. Use biometric authentication for secure identity verification. Manage loan details and view payment history.

    ★ 4.81,234 ratingsFinanceFreeData updated 2026-09-17
  6. Inter: Mobile Banking app icon

    Inter: Mobile Banking

    BANCO INTERMEDIUM S/A

    Spend, invest, save, send

    Manage finances with spending, , saving, and international money transfers. Track balances, send money abroad, and access FDIC-insured accounts. Use gift cards with cashback and explore brand offers.

    ★ 4.822,588 ratingsFinanceFreeData updated 2026-09-09
  7. Tabby: Send, spend and save app icon

    Tabby: Send, spend and save

    Tabby FZ LLC

    Now

    From top brands like Amazon and Adidas without upfront payment. Split purchases into four interest-free monthly payments. Track payment schedules and manage transactions directly within the .

    ★ 4.884,958 ratingsFinanceFreeData updated 2026-10-01
  8. Moniepoint Personal Banking app icon

    Moniepoint Personal Banking

    Moniepoint Inc

    Send money, receive payments, pay bills, buy

    Open a bank account, send and receive money instantly, pay bills, buy airtime, and manage a savings account. View balances, transfer funds, and set payment reminders. Secure online with real-time transaction alerts.

    ★ 4.620,587 ratingsFinanceFreeData updated 2026-09-06
  9. OPay-We are beyond Banking app icon

    OPay-We are beyond Banking

    OPAY DIGITAL SERVICES PTE. LTD.

    Send money, pay bills, top up airtime

    Send and receive money instantly with secure transfers. Pay bills and top up airtime and data with bonuses. Earn daily interest on savings. Access debit cards without fees. Apply for loans with low interest rates.

    ★ 4.334,720 ratingsFinanceFreeData updated 2026-09-06
  10. MAJORITY: Mobile banking app icon

    MAJORITY: Mobile banking

    Majority USA, LLC

    Open accounts and get a Visa® debit

    Open an account and receive a Visa® debit card using a passport. Transfer money to anyone via Pay. Access FDIC-insured accounts with no minimum deposit. Use competitive exchange rates for international transfers.

    ★ 4.984,018 ratingsFinanceFreeData updated 2026-09-17
  11. MyToast app icon

    MyToast

    Toast, Inc.

    Track shifts and view earnings

    View past and upcoming shifts with details including clock-in, clock-out, breaks, and tips. Check earnings by shift and pay period. Access Form W2 from the account tab. Order and activate Toast Pay Card if available.

    ★ 4.87,042 ratingsBusinessFreeData updated 2026-10-11
  12. Beem: Cash Advance & Banking app icon

    Beem: Cash Advance & Banking

    Line Financial, Pbc

    Get advances and build credit

    Request instant advances up to $1,000 using verified incoming deposits. Access funds via standard transfer or instant delivery. Build credit with every purchase. Use AI to manage and optimize your flow.

    ★ 4.232,989 ratingsFinanceFreeData updated 2026-09-29
  13. Techcombank Mobile app icon

    Techcombank Mobile

    VIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK

    Manage finances, transfer money, pay bills,

    Manage finances with money transfers, payments, and transaction tracking. Monitor budgets using visual graphs and charts. Customize account appearance with chosen colors and zodiac symbols. Change wallpaper and select lifestyle card designs.

    ★ 4.89,828 ratingsFinanceFreeData updated 2026-09-06
  14. Sahseh | صحصح app icon

    Sahseh | صحصح

    Sahseh for Marketing Services Company (S.P.C)

    Find deals and track cashback offers

    Find discount codes and cashback offers for over 1000 stores including Shein, Noon, Trendyol, Namshi, iHerb, and others. Redeem cashback for gift cards from Noon, Amazon, and HungerStation. View updated coupons without hidden fees.

    ★ 4.55,734 ratingsShoppingFreeData updated 2026-09-18
  15. Firstcard: Credit Builder Card app icon

    Firstcard: Credit Builder Card

    Firstcard, Inc.

    Build with secured

    Build by using a secured and opening a linked bank account. Track score progress and set payment reminders. Apply for lines and manage account settings through the .

    ★ 4.4365 ratingsFinanceFreeData updated 2026-09-06
  16. CashBack+ Pay app icon

    CashBack+ Pay

    Prizeout Corp.

    Pay and earn cashback instantly

    Make payments in-store or online using a linked credit union account. Earn instant cashback on purchases from participating brands. View cashback rewards and manage payment settings within the .

    ★ 4.7101 ratingsShoppingFreeData updated 2026-09-06
  17. Benjamin - Earn Money Moments app icon

    Benjamin - Earn Money Moments

    Benjamin Capital Partners Inc

    Shop, , and redeem rewards daily

    Shop at any store and receive cashback automatically. Track rewards and balances in real time. Set spending limits and receive notifications for transactions. Link multiple accounts and view transaction history. Share rewards with friends and family.

    ★ 4.485,560 ratingsShoppingFreeData updated 2026-10-11

How we rank alternatives

Apps are ranked by functional similarity, category fit, rating confidence, and popularity.