RAY INFORMATICS YAZILIM TEKNOLOJI MEDYA DANISMANLIK VE EGITIM TICARET LIMITED SIRKETI
Calculate loans, budgets, and investments
Calculate metrics with time value of money tools including future value, present value, interest rate, and period. Use scientific notation in calculations. View data visualizations and generate reports. Access formulae and examples for each .
Apply for loans with instant credit decisions. Choose installment options with transparent terms. Make payments and track repayment progress. Use biometric authentication for secure identity verification. Manage loan details and view payment history.
Calculate and investment future value by inputting principal, rate, duration, inflation, and additional deposits. Choose compounding and addition frequencies including daily, monthly, and annual. View final balance adjusted for inflation.
Calculate payments with three methods: equal , equal principal, and interest only. View repayment forecasts and adjust schedules with extra payments. Track interest and principal breakdowns.
Calculate and track investment growth. Input initial amount, rate, and time. View projected returns and retirement timelines. Adjust variables to test different savings strategies.
Calculate payments and explore "What-If" scenarios to see how extra payments reduce total cost and term. Enter monthly, yearly, or one-off payments at any time. View adjusted total interest and remaining balance.
Create time sheets weekly, bi-weekly, or monthly. Enter time quickly with pre-filled defaults. Calculate pay automatically. Generate three report types: Single Page Weekly PDF, Single Page Bi-Weekly PDF, and Single Page Monthly PDF.
View account balances and transaction history grouped by month. Access check images and recent activity for 90 days. Transfer funds between accounts, make loan payments, and schedule transfers. Pay bills directly through the .
Calculate payments and reverse calculate variables
Calculate payments using principal, interest, and term. Reverse calculate any one variable with the others. Input down payment amount or percentage to determine required .
Calculate of investments using compounding periods, interest rate, initial amount, and periodic payments. Input parameters to determine FV. View results for financial planning and analysis.
Check balances, transfer funds, pay bills, deposit
Check balances and transaction history. Transfer funds between accounts. Make loan payments and pay bills. Deposit checks via photo. Send money to others using Zelle. View account details and set transaction alerts.
Track loans, debts, and shared expenses with a and IOU tool. Log borrowed or lent amounts, split bills, and monitor balances. Use AI to generate clear repayment reminders and communication prompts.