SpendToday

Protect your bills. Plan your savings. Know what you can spend today. SpendToday turns your budget into a clear daily spending allowance, after money for bills and planned savings is set aside. Start with your available cash and payday, then build a plan that fits your life. PLAN BILLS ACROSS PAYDAYS Weekly pay and monthly bills can work together. Plan recurring bills across paydays, including bills due after your next payday. See what is already protected, what still needs funding and where a shortfall needs your attention. Record a bill payment yourself, or authorise automatic recording estimates for a selected schedule. Automatic records are not bank confirmations and can be corrected. Confirm salary when it arrives and record additional or irregular income separately; expected income remains a forecast until received. PUT SAVINGS FIRST Choose optional recurring general savings and contributions for several personal goals. These plans reduce everyday spending money before you spend it. Money already held in a separate savings account is shown separately and is never deducted from your cash again. Protected money and money actually saved remain distinct. MAKE ROOM FOR YOUR GOALS Save for a holiday, a car, a laptop or something that matters to you. Set a monthly contribution or choose a target date. Follow actual savings, progress and estimated completion dates, and adjust or pause a plan when life changes. LET UNUSED ALLOWANCE CARRY FORWARD Spend less than your normal allowance and the full unused amount carries into tomorrow. Overspending also carries forward, so your daily figure reflects what happened. KEEP EVERYDAY SPENDING SIMPLE Record spending manually, review History and correct entries or record refunds. See your available cash, protected bills and savings together. Home Screen widgets, optional local reminders, appearance choices and personal backups are included. YOUR BUDGET, ON YOUR DEVICE No account or bank login is required. Your budget is stored locally, with no ads, analytics or developer server. You choose whether to export a backup; exported files are unencrypted, and system backups follow your device settings. One paid download includes every feature. No subscriptions or in-app purchases. Choose English, Romanian, Turkish, German, French or Spanish, and select your language and currency independently. Allowances and goal dates are estimates based on the figures you enter and the contributions you plan. SpendToday does not read your live bank balance or move money for you.