Embers: Daily Budget

Embers is an envelope budget for iPhone, iPad and Mac. Give every unit of money a job before you spend it, category by category, and see at a glance what is ready to assign. Every account can hold its own currency, your bank's foreign-exchange fee is counted for you, and everything stays in your own iCloud. • Envelope budgeting with Ready to Assign, credit-card payment categories and planning ahead • Accounts in their own currencies, with daily rates for 160+ currencies and your bank's FX fee • Scheduled and repeating transactions that wait for your approval • Reminders with Approve and Skip right from the notification • Reports: where it went, income against spending, net worth • Reconciling, transfers on and off budget, and a budget check • iCloud sync across your devices, backups to iCloud Drive, and import from a YNAB export • English, Arabic, German, Spanish, French, Brazilian Portuguese, Japanese and Simplified Chinese Private by design: no account to create, no ads, no analytics. Your budget lives on your devices and in your own iCloud. Embers is open source under the MIT License.