Exneѕs:Next

This app is designed for people who want to manually record personal income and expenses, review balances over different time periods, and calculate credit parameters when needed. It focuses on clear recording and transparent calculations based entirely on user input. You can add income and expense operations, assign categories, and view how totals change across days, weeks, months, or years. All records contribute directly to balance calculations and analytical summaries, helping you understand your current financial situation without assumptions or forecasts. The app also includes a credit calculation feature that allows you to enter loan conditions and see monthly payments, total repayment amount, and overpayment. Payment details can be reviewed separately for better understanding of long-term obligations. All actions in the app are performed manually, and results always reflect the exact data entered. The app is built to stay simple and predictable, providing a structured way to keep records, review history, analyze totals, and calculate credit terms without unnecessary complexity.