Description
Log expenses, income, and goals with quick entry options. Auto-fill receipts via photo. Set spending limits and track patterns. View progress toward financial goals. All data is stored offline and prioritizes user privacy.
Confucius said: “He who will not economize will have to agonize.”
CentsCheck revives that ancient wisdom for today: simple, private spend tracking that helps you take control.
Log expenses, income & goals in seconds. Spot patterns, set limits, and watch small mindful choices compound into real wins — all offline-first, privacy-focused, and crafted solo by one developer.
Why Choose CentsCheck?
Quick, frictionless entry
Floating button, calculator input, snap receipt to auto-fill, notes & one-tap type. Log an expense in seconds — no digging, no hassle.
Safe-to-Spend limit — completely free
See exactly how much you can spend today (or this week) without breaking your budget. Instantly calculated from your real income, fixed bills, and what's already spent. No guesswork, no paywall.
24 smart default categories (free forever)
Carefully chosen defaults that cover most people's lives. With the Pro tier, rename, delete, archive, or add as many as you want, unlocking up to 60 categories for expenses, income, and investment tracking.
Flexible monthly budgets & savings goals
Set budgets per category, mark Fixed/One-time bills so they don't affect daily spending pace, track progress with clean bars, and celebrate milestones. Works the way your brain actually thinks about money.
Clear, actionable insights — no fluff
Spending trends over time, category breakdowns (pie + list), cashflow signals that highlight unusual changes, weekday vs weekend patterns. Everything is visual and easy to understand.
Multi-currency & secure multi-device sync
Track in any currency with automatic conversions, and keep everything in sync across your devices — encrypted, private, and always under your control.
Secure & private by design
Your data stays on your device. Optional Apple/Google sign-in enables end-to-end encrypted cloud backup & sync — developers see only encrypted gibberish — no backend access, no third-party access, no ads, no data selling.
Pro upgrade — only when you need more
More categories (up to 60), more savings goals (15 vs. 3 free) with advanced forecasting, unlimited receipt scans, unlimited device syncs, deeper analytics, CSV/PDF exports, and future features.
No forced subscriptions. No data sold. Just honest tools to spend smarter today and grow wealth tomorrow.
Start free. Respect every cent. Your future self will thank you.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://centscheck.com/privacy