Budbud

Take control of your finances with Budbud, the budget tracker designed for people who want real clarity about their money with minimum effort. Budbud focuses on setting up your recurring income, expenses, and debts, making sure you know exactly what will hit your accounts when. **COMPLETE FINANCIAL VISIBILITY** See your entire financial picture at a glance. The budget dashboard shows income, expenses, net budget, and what you retain after debt payments. Swipe through months to explore your financial history and future projections. **SMART INCOME & EXPENSE TRACKING** Handle any schedule with ease. Whether you're paid bi-weekly, on the 2nd Thursday of each month, or with business-day adjustments—Budbud handles it all. Set up recurring expenses with start and end dates, and track one-time purchases alongside your regular bills. **POWERFUL DEBT MANAGEMENT** Track loans, credit cards, and mortgages with professional-grade tools: • Full amortization schedules showing principal vs. interest for every payment • Interest calculations with multiple compounding methods • Per-payment fee tracking • Automatic payment scheduling **DEBT PAYOFF STRATEGIES** Get out of debt faster with proven strategies: • Avalanche method: Pay off highest-interest debt first • Snowball method: Pay off smallest balances first • See exactly when you'll be debt-free and how much interest you'll save **CREDIT CARD INTELLIGENCE** Never miss a payment. Budbud tracks your statement cycles, calculates interest, and helps you decide whether to pay in full or pay over time. Assign regular expenses to specific cards and see your true credit card costs. **REFINANCE & CONSOLIDATION TOOLS** Considering refinancing? Budbud calculates break-even points and compares scenarios. Explore debt consolidation options with weighted interest rate calculations. **6-MONTH FINANCIAL PROJECTIONS** Plan ahead with confidence. See projected income, expenses, debt payoff timelines, and spending trends. The interactive Sankey diagram shows exactly how money flows from your income through each expense category. **SIMULATION MODE** Test financial scenarios risk-free. Make hypothetical changes in a sandbox environment, see the impact, then decide whether to keep or discard them. Perfect for planning major financial decisions. **PRIVACY & SECURITY** Your financial data stays private with Face ID and Touch ID protection. A privacy overlay hides your information when switching apps. **BEAUTIFUL & CUSTOMIZABLE** • Full dark mode support • Multiple app icon themes • Color-coded categories • Interactive charts and visualizations **MULTI-CURRENCY SUPPORT** Track your budget in USD, GBP, EUR, or JPY with automatic locale-aware formatting. **EASY SETUP** Get started in minutes with guided onboarding and 20+ pre-built expense templates for common bills like rent, utilities, subscriptions, and insurance. Download Budbud today and finally understand where your money goes. **LINKS** Apple EULA https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Budbud TOS https://trainflights.com/bud/terms-of-service/ Budbud Privacy Policy https://trainflights.com/bud/privacy-policy/