Bow Budget

Take control of your money with Bow—the budgeting app that helps you understand where every dollar goes. If you struggle with overspending or feel lost about your finances, Bow makes budgeting simple, powerful, and completely private. HOW IT WORKS Bow uses zero-based budgeting, which means you give every dollar a purpose. This doesn't mean you spend everything—it means you decide what to do with every dollar before you spend it. Some goes to bills, some to spending, some to savings. Your goal: get "Ready to Assign" to $0.00 by giving every dollar a job. Here's the simple workflow: 1. Add your accounts (checking, savings, credit cards) 2. Your cash goes to "Ready to Assign" 3. Assign money to categories based on your priorities 4. Record transactions as you spend 5. Watch your category balances adjust automatically 6. Always know what you can afford KEY FEATURES - Zero-Based Budgeting Made Simple Give every dollar a purpose. Assign your income to categories, track spending, and always know what you can spend without going over budget. - Powerful Credit Card Management Managing credit cards in a budget can be confusing. Bow solves this elegantly. Unlike other budgeting apps, Bow automatically handles credit card payments. When you spend on a credit card, money automatically moves from the spending category to a dedicated payment category. You'll always have set aside exactly the amount you need to pay your credit card bill—no surprises. - Category Targets & Goals Set monthly funding goals or save toward long-term objectives. Track your progress and see how much you need to assign each month to meet your targets. - Recurring & Scheduled Transactions Set up bills, paychecks, and regular expenses once. Bow automatically creates future transactions and posts them on their due dates. Never forget a bill again. - Spending Insights & Reports See where your money goes with detailed spending breakdowns. View monthly spending by category, track income vs. expenses, and understand your financial patterns. - Complete Privacy Your financial data stays on your device or synced with your iCloud account. No accounts to create, no data shared with third parties. Your privacy is our priority. - Manual Transaction Entry Take control by entering transactions yourself. This gives you awareness of every purchase and ensures your budget reflects reality—no delayed bank imports & great for habit building. - Beautiful, Intuitive Design Built with Apple's design language in mind, Bow feels native and familiar. Dark mode support, accessibility, and a clean interface make budgeting enjoyable. PERFECT FOR • People who overspend and want to understand where their money goes • Anyone new to budgeting who finds other apps overwhelming • Credit card users who want to track debt and payments effortlessly • Privacy-conscious users who want control over their financial data • Anyone who wants a simple, powerful budgeting tool without the complexity SUBSCRIPTION & TRIAL Bow offers a free trial so you can experience all features risk-free. After your trial, choose from flexible subscription options: • Monthly subscription • Annual subscription (best value) • Lifetime purchase (one-time payment) Start your free trial today! Terms of Use: https://bowbudget.com/terms Privacy Policy: https://bowbudget.com/privacy