Description
Make confident borrowing decisions—without spreadsheets. Loan Genius is a fast, modern loan calculator that turns home-price, rate, and term inputs into clear monthly costs and an easy-to-read amortization schedule. Explore “what-if” scenarios, estimate property taxes, and share a polished summary with clients, partners, or your future self.
What you can do
Calculate monthly payments instantly, including principal & interest, property tax, insurance, PMI, and HOA.
Estimate property taxes using state/county/national benchmarks with a clear confidence indicator.
See the full picture with a detailed amortization schedule: payment, interest, principal, and remaining balance by month.
Stress-test your plan with an interactive Sensitivity Grid that shows how small changes in rate or term affect your payment.
Save scenarios and favorite the ones you use most—come back later and tweak in seconds.
Share or export a clean summary (great for clients or partners).
Designed for clarity
Clean, readable layouts with big numbers where they matter.
Choose your grid size, currency formatting, and reduced-motion preferences.
Built for speed with smooth, responsive interactions.
Why Loan Genius
Focused on decisions, not data entry.
Helps you compare options quickly and explain trade-offs clearly.
Perfect for homebuyers, real-estate pros, and anyone planning a loan.
Privacy
Your calculations stay on your device. We don’t sell your data.