Loan Genius

Loan Genius is a fast, private loan and mortgage calculator built for real payment decisions — not ad clutter. Estimate monthly payments, compare scenarios, review amortization, and save the numbers that matter before you talk to a lender, realtor, dealer, client, or partner. Whether you are checking a mortgage payment, comparing refinance options, estimating a car loan, or stress-testing different rates and terms, Loan Genius keeps the math clear and easy to share. What you can calculate: • Monthly loan and mortgage payments • Principal, interest, taxes, insurance, PMI, and HOA estimates • Down payment by percent or dollar amount • Loan amount, total interest, and payoff totals • Amortization schedules • Extra payment impact • Rent vs. buy comparisons • Affordability and goal scenarios • Saved/favorite loan scenarios Built for real conversations: • A buyer wants to know what a home price really costs each month • A realtor wants to compare scenarios with a client • A homeowner wants to test refinance math • A borrower wants to compare rates, terms, and down payments • A car buyer wants to sanity-check a monthly payment Save scenarios, duplicate them, adjust the numbers, and share a cleaner summary when the conversation moves beyond “rough estimate.” Private, paid, and ad-free: Loan Genius is a paid app because the calculator should be the product — not your attention. No ad spam. No noisy banners. No tracker-filled finance clutter. Your calculations stay on your device unless you choose to share or export them. Why people use Loan Genius: • Fast payment estimates • Clear loan breakdowns • Amortization without spreadsheet work • Saved scenarios for comparing options • Client-ready summaries • Clean interface with no ad junk • Useful for mortgages, refinance, car loans, and general loan planning Loan Genius helps you answer the question that actually matters: “What does this loan really cost?”