Description
Turn money into milestones
MoneyGoal is the all-in-one offline finance app built for Australians. Track income and spending, plan savings goals, manage assets, and unlock AI-powered investment suggestions—all in one clean interface.
Key Features
Goal-based planning
Create targets (car, house, holiday) with dates or “as soon as possible”; MoneyGoal instantly shows the path to success.
100 % offline storage
Every record stays on your device—no sign-in required.
SmartWealth™ AI engine
When online, OpenAI models analyse your cash flow and assets to recommend:
• High-dividend or broad-market ETFs & term deposits
• Dividend-oriented US ETFs
• Optimal cash reserve ratio
with projected annual returns.
Quick expense / income logging
One-tap entry, real-time charts.
Portfolio dashboard
View savings, stocks, crypto and term deposits with total value and weighted yield.
MoneyGoal Premium (optional subscription)
Unlock full AI portfolio allocation, historical back-testing, and expert chat. Subscriptions are processed securely by App Store.
Why MoneyGoal?
- Works perfectly offline—even on flight mode
- Optimised for Australian tax rules and markets
- Lightweight UI, lightning-fast onboarding
- No account needed—your data is truly yours
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/