Vanguard: Save, Invest, Retire

With the Vanguard app, we’ve made it easier than ever to invest, save, and move your money from the comfort of your mobile device. Take control of your finances on the go! For over 50 years, Vanguard has been a trusted name for its low cost and investor-owned structure. Now, you can take our award-winning financial services with you anywhere. Security The Vanguard app uses a comprehensive suite of security tools to keep your account safe, including biometric login, multi-factor authentication, passkeys and physical security keys, and modern encryption measures, among others. You can view recommended actions you can take to boost your account’s security in the app’s security center, making your time in the app safe, secure, and easy to use. Always evolving The Vanguard app is built with you and your needs in mind. We roll out new updates every couple of weeks, but if there’s something you want us to build, let us know via the Feedback option in the Profile tab. Investing The core of Vanguard’s philosophy is diversified, well-balanced investing; tailored for whatever goals you set. In the Vanguard app, you can: • Trade mutual funds, ETFs (including crypto ETFs), and stocks • Access an overview of your accounts to check your total assets and balances • Dive deeper to track your account performance, cost basis details, and review your transaction history Advice Investing doesn’t need to be a guessing game. Vanguard advice services are here to cut through the noise and help you make the right choices for your portfolio. Use the Vanguard app to: • Set and achieve your financial goals with Vanguard Digital Advisor • Get reminders for appointments with your Vanguard financial advisor • Read Vanguard perspectives articles for expert commentary on investing Retirement Whether you’re just starting to save or getting ready to retire, Vanguard can help you prepare for a healthy, happy retirement. Here’s how the Vanguard app can help: • Open and manage an IRA (including Roth IRAs) to start saving for the future • Track the performance of your Employer-sponsored retirement plan • Roll over previous 401(k) accounts into your Vanguard account Some features may not be available for employer-sponsored plans. Tax forms Getting ready for tax season? You can view previous years’ tax forms and get notifications when the current year’s forms are ready to review in the Vanguard app. Learning about finance You can read educational finance articles and expert Vanguard Perspectives on the economy, research new investments, and create a watchlist in the Explore tab. Flagship Certain accounts qualify for Flagship, our next-level investment service. Qualifying clients receive personalized guidance, priority service, and more value from everyday use. With dedicated advisors and a suite of enhanced benefits, Flagship evolves alongside your needs and helps you get more from your money. Whether you’re looking into a new index fund, setting new goals to save for your future, or just need to reference your tax forms while away, the Vanguard app makes all your financial needs simple, fast, and safe. Disclosures Vanguard funds not held in a brokerage account are held by The Vanguard Group, Inc., and are not protected by SIPC. Brokerage assets are held by Vanguard Brokerage Services, a division of Vanguard Marketing Corporation, member FINRA and SIPC. All investing involves risk. Trading in cryptocurrency ETFs may involve significant risk and may not be suitable for everyone. Vanguard is owned by its funds, which are owned by Vanguard's fund shareholders. Images are for illustrative purposes only. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries © 2026 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor of the Vanguard Funds