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90.76480000000001
 1046 votes - Finance - First release: 2021-05-24T07:00:00Z

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Description - 4+

Credit Builder Prime allows you to build credit and save money. It’s that simple. Put aside as little as $10 a paycheck, and before long you’ll have saved $500 and built your credit. Once you reach your first $500 saved, keep going! Credit Builder Prime is absolutely free - you pay nothing to build credit. Increase your score by as much as 41 points after making on-time payments on all your credit accounts after 6 months*!

The Borrow & Grow Plan gives you access to up to $4,000 up front, while also helping you save money.

Credit Builder Prime

Looking for ways to build credit for FREE?

SeedFi offers premium credit building you can trust - with no upfront fees or interest. Credit Builder Prime gives you a chance to build credit that may lead to better rates in the future and sets you on the path to unlocking $500 in savings again and again. And it’s all FREE, there is no catch.

Here are key features of the SeedFi Credit Builder Prime:

- Build credit for FREE
- You don’t need a credit history to be approved
- No credit check
- Your payments towards savings can be as little as $10 per paycheck
- We report to all 3 credit bureaus: Equifax, Experian, and TransUnion
- Unlock your savings each time you reach $500
- We charge no fees or interest

The Borrow & Grow Plan

Ways to get a loan with SeedFi

Ready to borrow the money you need now and automatically build up savings for later? With SeedFi’s Borrow & Grow Plan, you can access up to $4,000 upfront with a built-in savings account, so you’re set up for a better future when you pay it off.

- Access up to $4,000 upfront and start building savings for later
- Unlock your savings when you’re finished paying off your loan
- Low APRs
- Get rid of payday loans and high-rate installment loans
- We report to all 3 credit bureaus: Equifax, Experian, and TransUnion

See Sample Plan below and more information at: https://www.seedfi.com/rates-and-terms

Why people choose SeedFi

Over 2,800 excellent reviews (4.8 out of 5 stars) on Trustpilot from real customers

OUR CUSTOMERS LOVE SHARING

“Helped me when no one else could!!! Rapid approval” - Vanessa, Trustpilot

“SeedFi was easy as pie. The whole process took less than 30 minutes from answering a few questions to approval and money in my account.” - Johanna

CONTACT

If you have any questions, please email us at [email protected].

TERMS

When you get SeedFi, you agree to our Terms of Service.

You may review SeedFi’s terms of service at: https://www.seedfi.com/terms-of-use

PRIVACY POLICY & OTHER DISCLOSURES

You may review SeedFi’s privacy policy at: https://www.seedfi.com/privacy-policy

Personal loans, lines of credit, and savings accounts provided by Cross River Bank, Member FDIC.

* Based on a simulation conducted with TransUnion® data, customers who opened a SeedFi Credit Builder Plan from March 2021 through August 2021 would have shown an average increase of 41 points on their VantageScore 3.0 credit score if they had added a Credit Builder Prime to their credit profile and made on-time payments on all of their credit accounts for 6 months. Individual results may vary, and late payments can have a negative effect on your credit score.
Banking services and personal loans are provided by SeedFi's Banking Partner, Cross River Bank, Member FDIC.
 
Borrow & Grow Plan loans for first-time borrowers range from $1,750 to $8,000 with $300 to $4,000 accessible immediately and the rest of the loan locked in a savings account until you repay in full. Repayment periods range from 10 months to 48 months, and APRs range from 12.96% to 29.99%. Advertised rates and terms will be subject to change without notice. Terms apply.

Sample Borrow & Grow Plan with $3,500 accessible now and $3,500: Amount Financed: $7,000, APR: 25.99%, Finance Charge: $3,311, Total of Payments: $10,311, Payment Schedule: 82 biweekly payments of $125 and one final payment of $61. The payment schedule spans 39 months.