11 votes - Finance - First release: 2020-08-23T07:00:00Z
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Description - 4+
Texas Bay Card Control helps you protect your debit and credit cards from fraud by sending you transaction alerts and giving you the ability to define when, where, and how your cards with Texas Bay Credit Union are used. Simply download the Texas Bay Card Control app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.
Alerts Ensure Safe, Secure Card Usage
Alerts for PIN and signature transactions can be set up to keep you informed of your debit and credit card usage and help you quickly detect unauthorized or fraudulent activity. Texas Bay Card Control can send an alert when a card is used or when a card transaction has been attempted but is declined - and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place.
Locations-Based Alerts & Control
The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone's GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined.
Card On/Off Setting
When the card is ""on"", transactions are allowed in accordance with your usage settings. When ""off"", no purchases or withdrawals are approved until turned back ""on"". This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending.
Usage Alerts & Controls
Spending limits can be established to allow transactions up to a certain dollar value & decline transaction when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants, entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders, and ATM transactions.