46311 votes - Finance - First release: 2019-02-23T21:10:34Z
Description - 9+
** Best Money Management App of 2020 ** — This is Money
** Best Budgeting App of 2019 ** — Marie Claire
Track your spending, save money, and crush your goals with Cleo – the AI chatbot making money effortless. Trusted by 3 million users, Cleo helps you money like a boss with powerful tools and cutting-edge tech. Want to know what you can spend on takeout ? Need $100 to get to payday? Or a planing to save up to buy a house? Cleo’s got your back. It’s your money – own it.
Sign up for free in just 2 minutes
By using AI to create personalized smart budgets for every customer, Cleo is helping people improve their budgeting skills worldwide. ‘Can I afford it?’, just ask Cleo. With a spending breakdown, help on bills, practical advice and an actual personality, budgeting like a boss has never been easier. Don’t be someone who lives in denial - get a budget.
As many as you want! Set aside money for a specific thing, or if you just need a better visualization on coffee spending. Want to spend a little more on groceries this week? Cleo shows your spending per category over the last few weeks, so you can set a limit that makes sense (and she’ll update you on how much you’ve got left-to-spend throughout the week).
Saving money is a drag, but not when you’ve got an intelligent AI bot like Cleo dragging you for your spending. With Save goals, hacks and autosave features all experienced through interaction with Cleo herself, you save money fast and have fun in the process. That boring stigma’s broken.
RANDOM ACTS OF RELIEF
Life can be savage, but we’ve got your back with ways to stretch your budget; Survival Kit and Cleo Score help you feel safe financially. Random Acts of Relief connects those who can give with those who need help most. If you’ve been financially affected by 2020, sign up for a Random Act of Relief now.
Get you an app that does Roast Mode. Sometimes you need to be told you’re a high-flyer, sometimes you need to be rinsed. Thank God Cleo has fun (sometimes), funny (always) personality modes. Heavily including memes, duh.
Cleo helps you feel better about your money. Other ways you can improve your money health:
• Save money automatically based on what you can afford
• New ways to improve your Credit Score with credit coaching
• Set any goal and Cleo can help you get there
• Avoid your overdraft with interest free salary advances up to $100
• Cashback rewards up to 7%
• Weekly money games and quizzes with cash prizes
• Spendr rates your purchases and removes money stress
Cleo uses bank-level SSL encryption to protect your data and your deposits. All savings held in FDIC-insured accounts with protection up to $250,000
Us Weekly: “Cleo makes us feel like money masters, and why shouldn’t we?”
Tech Crunch: “The ‘digital assistant’ that replaces your banking apps…”
Marie Claire: “Like a bank manager without the musty grey suit…”
Forbes: “…Young people trying to make a start in life are in a far worse position than previous generations... So services like Cleo that are distancing themselves from the banking sector and are focusing instead on making finances easier to understand, are a step towards provoking more positive interest...”