24761 votes - Finance - First release: 2019-12-04T08:00:00Z
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Description - 4+
Grain is a credit account, based on your cashflow. Use credit and make payments, just like a credit card but from your linked checking account. • Get credit in minutes - link your primary checking account and get access to credit in minutes. No credit check. No rejections. • Use credit - transfer credit from the app to your linked checking account and use it as you typically do from that account. • Credit reporting - every month, we report your account activity to all three credit bureaus. • No unnecessary fees - only 12% APR and 1% finance charge on credit advances • Smarter auto-pay - monthly minimum payments are made for you at the best time during your billing cycle to avoid late and overdraft fees. • Personalized credit tips - adjust your habits and improve your credit score through actionable recommendations. • Security taken seriously - we protect your data with 256 bit bank-level encryption and we are FDIC insured. * Credit offer dependent on cash flow in primary connected account. Offer may require a security deposit. See your Credit Agreement for further details Grain is headquartered at: 505 14th St Suite 900 Oakland, CA 94612 Grain Help Line: 1 (833) 755-0809 Grain Help Email: [email protected] Terms of Service: https://trygrain.com/termsofservice/ Privacy Policy: https://trygrain.com/privacypolicy/