Lenme: Cash Advances & Loans

CASH ADVANCES, PERSONAL LOANS AND LENDING, ALL IN ONE APP. Life doesn't wait for payday, and neither should you. Unlock $200 cash advances, borrow up to $5,000 from real lenders, or become a lender and score earnings on the loans that you fund. NEED CASH BEFORE PAYDAY? $200 advances for those low-balance moments. Link your bank, request in a few taps and get funded as soon as the same day. No paperwork, no judgment, and it won't affect your score. WANT MORE? Request a personal loan of up to $5,000 and watch thousands of real lenders compete to fund it. Offers often arrive within minutes. You choose the amount, repayment period (up to 12 months, paid in installments) and the offer that fits your life. HATE SURPRISE FEES? No tips, no hidden charges, no money traps. Your subscription is clear and upfront, and every offer shows its rate and repayment schedule before you accept. BALANCE GUARD: HELP AVOID OVERDRAFT FEES Set a balance limit and Balance Guard automatically secures a cash advance when your account dips below it, helping keep you green. WANT YOUR MONEY TO WORK, TOO? Here's the part most money apps don't offer: become a lender. Fund real loan requests through lending, set your own rates and earn interest as borrowers repay. Review each borrower's credit, income and cash-flow insights before you decide, and let automation handle offers, repayments and withdrawals. MEET LENAI, YOUR LENDING CO-PILOT LenAI is an intelligent lender agent that surfaces risk signals and deeper borrower insights, so you can lend with more confidence. Lending involves risk, including possible loss of principal. OWN CRYPTO? UNLOCK A BIGGER LOAN Connect your wallet to request a personal loan of up to $10,000, backed by digital assets. DAILY DEALS AND BIG SAVINGS Credit-building tools, insurance plans and side-hustle programs from trusted partners, all in Lenme Marketplace. TURN YOUR FREE TIME INTO REWARDS Play games on Lenme, complete milestones and earn rewards you can cash out to your bank in a few taps. Earnings vary based on gameplay and milestones. Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate. Lenme offers monthly and annual subscription plans available via In-App Purchases. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time by going to your Account Settings on the App Store after purchase. Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and may be liquidated in case of default or sudden price drop of the held currency. Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis. A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with a total interest and fees of $76.96. For more information, see our Terms of Use and Privacy Policy: https://lenme.com/privacy-policy/ https://lenme.com/term-of-use/