33449 votes - Finance - First release: 2018-05-25T04:05:58Z
Description - 4+
Access fast and affordable money, build credit history, and fight bank fees. Borrow up to $500* in minutes even with bad or no credit. Repay in installments to build your credit history and improve financial health. Reduce overdrafts and recoup your hard-earned money. Join over a million users who are avoiding predatory lenders and using Possible to make financial fairness a reality!
“50 World-Changing Startups to Watch in 2019”
“Possible is helping people on the lower end of the credit spectrum improve their financial outlook without being predatory.”
**GET MONEY FAST**
Applying is easy and takes under a minute. Once approved, funds can be sent instantly to your debit account so that you can immediately access the money.
**BUILD CREDIT HISTORY**
We report repayments to TransUnion, Equifax, and Experian, allowing you to build your credit history and graduate to better financial tools. Shouldn’t you be rewarded for reliably paying on time?
**FIGHT BANK FEES**
Prevent costly overdraft fees and reclaim your hard-earned money. Banks drain your account when you can least afford it. We’ll help you get it back.
**MORE TIME TO REPAY**
Compared to other short-term borrowing options, you have much more time to repay** and each payment is in manageable chunks so you can catch your breath. Can’t make your next payment? Reschedule it directly in the app.
**GOOD CREDIT NOT REQUIRED**
We don’t check your FICO credit score so we can approve even those with bad or no credit score. Our app links directly with your existing bank account to help make an intelligent decision. No need for additional paperwork to verify income. This is great for contractors or gig economy workers!
**WHAT PEOPLE ARE SAYING**
“I have a hard time even finding words that accurately describe how pleased I am with the service provided by Possible Finance...It’s like borrowing money from a good friend that increases your credit score! Seriously the best experience I’ve ever had with a lender and being app/mobile based just adds convenience to an already perfect transaction! I will not go anywhere else for installment loans from now on! 110% recommend it!” -Nellyville107, 8/25/18
“I love Possible Finance! After going through a rough patch in life about 3 yrs ago, my credit got hit big time. I’ve been working on building up recently...and my credit has gone up since then. I got an email from Possible stating I was now pre-qualified!...I’m happy a company finally believes in me again. Also, knowing there is a 29 day grace period is comforting. Thank you Possible!” -Shannon, 12/13/19
**WHY WE CARE**
Life isn’t easy and the current financial system makes it harder for all of us. Banks have abandoned some communities altogether and predatory lenders trap people in vicious debt cycles. Wealth is in the hands of the few and access to financial opportunity is unequally distributed. Wealth is in the hands of the few and access to financial opportunity is unequally distributed. We don’t think that’s fair. At Possible Finance, we fight for financial fairness and empower you to improve your financial health. Together, let’s build a fairer tomorrow.
Possible Finance is currently available to California, Texas, Florida, Ohio, Washington, Idaho, and Utah residents. We're quickly launching in additional states, and you'll be added to the waitlist for your state by signing up.
*Max amounts vary by state and subject to lender approval
**Loan structure can vary by state. For example, in California, a single payment loan can be converted into multiple payments.