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100.0
 6573 votes - Finance - First release: 2018-03-30T18:43:08Z

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Description - 4+

The Self credit app (formerly known as Self Lender) is a way to build your credit history while you save. Self is great for helping people interested in personal finance and their financial health, even people with a low credit score or no credit history! 

Over 400,000 people have built their credit and saved more than $300 million using Self’s Credit Builder Account. 

So, how does it work? Think of it as a savings plan that builds credit, starting at $25* per month.

1. Apply for a Credit Builder Account.  Your money is safe and secure.
2. Pay off your Credit Builder Account in the specified amount of time. You can choose the payment term and dollar amount that best fits your budget.
3. Each monthly payment builds credit history and adds to your savings.  Your monthly payments are reported to all three credit bureaus while the principal gets saved in your CD.
4. Unlock your savings.  Once you’ve paid off your Credit Builder Account, your CD unlocks and the money is yours. 


● HELPS BUILD CREDIT
With an active Credit Builder Account, your payments are reported to all three credit bureaus.
● CREDIT SCORE MONITORING INCLUDED**
Love credit monitoring? With the Self credit app, you can check your credit score at no cost. The mobile credit tracker! *
● NO HARD CREDIT PULL
Unlike an inquiry when you apply for a credit card, Self does not do a “hard pull” credit check when you create an account. In fact, no credit score is required at all!
● SECURE ACCOUNTS
All accounts are held with one of our bank partners and the CD is in your name. Our systems use measures like two-factor authentication, 256-bit encryption, and fraud detection to protect your money and private information.
● WHY TRUST SELF?
- Used by hundreds of thousands of people to build credit history
- Featured on ABC News
- Featured in USA Today
- Featured in Bloomberg News
- Featured in Newsweek
- Featured in TechCrunch- Featured in NerdWallet, CreditCards.com and Credit Karma

WHY PEOPLE LOVE SELF 
“Love love love this program and this app! In eight months my credit went up a hundred and nine points. Super happy and can't wait to renew once the first year is up” - customer Debbie G. Individual results may vary.

“I recently moved to the states and had no established credit. Using this service along with two prepaid credit cards, my score went from 4 - 710 in 9 months. I took a 12 month term with only $50 payment per month but I'm already thinking about applying for a larger Self Lender loan as soon as this completes to further build my score and save at the same time” - customer Neil M. Individual results may vary.

“Easy way to take control of your credit” - customer Rafael M. Individual results may vary.


TELL US WHY YOU LOVE SELF TOO!
Contact us at [email protected], via chat on the website at https://www.self.inc/contact or via your favorite social channel: Instagram, Twitter, Facebook.


TERMS
When you download and use Self, you agree to theTerms of Service at: https://www.self.inc/terms-of-service

PRIVACY POLICY
You may review Self’s privacy policy at: https://www.self.inc/privacy-policy

*Sample products are $25 monthly loan payment at a $526 loan amount with a $12 administration fee, 24 month term and 15.32% Annual Percentage Rate; $150 monthly loan payment at a $1700 loan amount with a $9 administration fee, 12 month term and 12.03% Annual Percentage Rate. Please check the pricing page in the Self mobile app or www.self.inc for current pricing.  
**Credit scores will only be available to customers who our third-party vendor is able to validate.