131613 votes - Finance - First release: 2017-04-20T22:48:39Z
Description - 4+
I’ll help you budget for upcoming expenses and text you if you’re spending too much for just $1 per month. If you need cash fast, I’ll advance $75 from your next paycheck. No interest. No credit check.
"I invested in Dave because I got crushed by overdraft fees in my 20’s. For anyone who wants to be successful, I always advise to cut down on useless expenses and save money. Overdraft fees are the definition of useless."
***Winner of the prestigious JP Morgan 2017 Financial Solutions Lab***
BUDGET: Plan for upcoming expenses like your rent, phone bill or even places you go to often like McDonald’s.
BORROW: Instantly advance up to $75 from next paycheck. No interest. No credit check. Just pay it back in 10 days plus tip to thank me..
ALERT: If you spend more than you planned for, I’ll alert you to prevent a negative or low balance.
LIFESAVER: Dave saves the average American from $136 in overdraft fees a year.
►WHAT PEOPLE ARE SAYING◄
“This $1/mo subscription appears radically reasonable beside the cost of overdraft fees ($34).” Dave advances are 0% interest. The average overdraft has an interest rate of 17,000% and payday loans are crazy expensive at 600% interest or more.”
“For Workers In A Pinch, Dave.com Experiments With No-Interest Paycheck Advances”
“This App Will Loan You $75 Interest Free to Avoid Overdraft Fees. Overdraft fees are the worst. A solid solution: Dave. Not your buddy from college, the app.”
“Bank overdraft fees are here to stay. Thankfully, there's Dave.com.”