12841 votes - Finance - First release: 2016-11-02T08:32:36Z
Description - 4+
Aspiration lets you spend, save, and invest with a conscience. With the Aspiration Spend & Save Account, you get cash back rewards, 5 Free ATM withdrawals each month, and earn a high interest rate – while knowing your deposits in this cash management account aren't funding pipelines and oil drilling.
Sign up for Aspiration Spend & Save in 5 minutes or less.
SPEND & SAVE ACCOUNT
• Get cash back rewards as you spend, with bonus rewards at socially conscious businesses*
• Get 5 Free ATM Withdrawals each month**
• Earn up to 1.50% APY ***
• Know that your deposits aren’t funding fossil fuel exploration or production
• Deposit a check with your phone's camera
• Pay your bills or send a check to a friend
• Track your impact on people and the planet as you shop
• Choose the monthly fee you think we deserve — even zero
• All extra services provided at cost
• We commit to donate 10% of earnings to charity
• Sign in with Touch ID or Face ID (on supported devices)
• Two-factor authentication
• 256 bit encryption
The Aspiration Spend & Save Account is a cash management account offered by Aspiration Financial, LLC, a broker-dealer registered with the SEC and member FINRA/SIPC. Aspiration Financial, LLC (Aspiration Financial) provides brokerage services and securities products. Its affiliate company, Aspiration Fund Adviser, LLC, an SEC-registered investment adviser, provides investment advisory services. Aspiration Fund Adviser, LLC and Aspiration Financial, LLC are subsidiaries of Aspiration Partners, Inc. Neither Aspiration Partners, Inc. nor any of its subsidiaries is a bank.
*Customers will earn cash back on all debit card purchases, amount earned varies by merchant. Additional terms, conditions, and restrictions apply; See https://www.aspiration.com/disclaimers/ for details
**Aspiration does not charge ATM fees, reimbursement is for fees charged by other institutions. Foreign transaction fee of 1% may still be charged if applicable. Additional terms, conditions, and restrictions apply; See https://www.aspiration.com/disclaimers/ for details
***The Annual Percentage Yield (“APY”) associated with the Aspiration Spend & Save Account is variable and accurate as of 03/04/2020. Rates may be changed from time to time without notice. To earn 0.50% APY interest on Aspiration Save Account balances in any calendar month, an external deposit of at least $2,000 in that calendar month into any Aspiration cash management account or investment account is required. If the external deposit requirement cannot be met, the account owner can qualify for 0.50% APY on Aspiration Save Account balances in any calendar month if there is a single end of day Aspiration Save Account balance of $10,000 or more during the calendar month or by signing up for Planet Protection. To earn 1.50% APY on Aspiration Save Account balances up to $10,000 an external deposit of at least $2,000 in that calendar month into any Aspiration cash management account or investment account is required as well as signing up for Planet Protection. The APY will be prorated from the date that the conditions above are met. If you qualify for the 1.50% APY, balances in your Aspiration Save Account up to and including $10,000 will earn 1.50% APY. Balances above $10,000 will earn 0.50% APY. If the conditions above cannot be met to qualify for either the 1.50% APY or 0.50% APY the APY will be 0.00% APY for that calendar month. Minimum deposit required to open an Aspiration Save Account is $10.00. Pay What Is Fair fees debited directly from the Aspiration Save Account could reduce earnings.
This is not an offer or solicitation in any jurisdiction where Aspiration Financial is not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction.
© Copyright 2019 Aspiration Partners, Inc.