43886 votes - Finance - First release: 2015-10-31T12:08:07Z
Description - 4+
Get paid your earned wages and tips instantly, access zero-fee banking, get your full paycheck up to 2 days early!
Branch makes it easy for members to grow their finances with a free mobile digital wallet -- in fact, we’re helping them save thousands of dollars per year on overdraft fees, monthly fees, and ATM fees alone.
Hundreds of thousands of members enjoy the following benefits…
Instant Access to Earned Wages and Tips (available to select employers)
• Free instant access to earned wages, tips and reimbursements
••• Get paid instantly up to 50% of your paycheck when you need it.*
• Up to two-day early full paycheck
••• Switch your direct deposit to Branch and get your full paycheck early.**
Zero-Fee Debit Card Banking
• Zero-fee bank account with Branch’s Mastercard debit card
••• Say goodbye to hidden bank fees, overdrafts and ATM fees.
• Access 40,000+ free ATM’s whenever you need cash
••• Use your debit card across all locations in the United States.
• Instant refund on gas holds at the pump
••• Forget about those pesky pending gas holds and charges from traditional banks.
• Lose your card? Block your card instantly in-app
••• Take control and keep your account secure by locking it.
• Feel safe with top rated EMV chip card security
••• Your data is safe and secure with EMV backed chip card and in app pin security.
Know & Grow Your Budget and Finances
• Real-time transaction and balance notifications
••• Get alerted every time your card is used and stay up to date.
• Easily monitor, budget and save your hard earned money
••• Track your spending habits and get alerts when your balance is low.
• Move money instantly between your other bank accounts
••• Easily transfer money from family or a secondary bank account to Branch.
• Seamlessly update your recurring bills and auto-payments
••• Make Branch your primary account and get rewarded.
• 24/7 helpful and responsive customer support
••• Friendly support from real people that care about growing your personal
Unlike other financial apps and traditional banking institutions, we have no required fees, interest, credit checks or hidden membership costs.***
Use the funds in your Branch wallet to handle your daily purchases like buying gas, paying your bills, and tackling emergency costs.
Branch helps you avoid late fees, overdrafts and credit card debt!
If you have any questions or comments about a better banking experience, please reach out to us at [email protected]
There is no cost to use the app or Branch debit card. However, you may incur a small fee if you choose to transfer your funds from the Branch account to an external debit card or account instantly.
Timing may vary depending on the employer’s deposit schedule.
Banking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.