Apps Like Credit Score & Debt Planner for iPhone and iPad
Manage finances offline and securely
Manage finances offline with secure money tracking. Simulate and monitor scores. Track debts, income, and payment history. Set budgets and plan repayment. View utilization and payment records without internet or third-party connections.
Ranked alternatives
Showing 21–40 of 1,000 ranked alternatives.


Upgrade - Mobile Banking
Upgrade, Incorporated
Track rewards and manage accounts
Track cash back rewards on purchases. Manage personal loans, Flex Pay, Card, Auto Finance, and Home Improvement accounts. Check balances, make payments, and view transaction history. Request cash advances and open a high-yield savings account.


EveryDollar: Budget Management
The Lampo Group Incorporated
Track expenses, set budgets, save money
Create custom budgets and track expenses. Set financial goals and manage transactions. Plan spending and monitor progress. Sync with financial accounts. Adjust budgets to find hidden savings.

Debt Payoff Planner - Snowball
Mihail Kuznecovs
Track debts, plan payments, save more
Track debts including credit cards and mortgages. Calculate interest savings from extra payments. Use method for payment planning. Set payment schedules and monitor progress visually. Adjust payments to reduce faster.



Debt Guide - Payoff Planner
Hussain Mustafa
Track debts and plan payments
Create a customized repayment plan using Snowball or Avalanche methods. Track multiple debts, set payment schedules, and monitor progress. Receive alerts for due dates and expenses. Export reports and sync data across devices.

Debbie - Payoff, Save, Earn
Debbie Inc.
Track progress toward financial goals
Track financial goals and progress with personalized milestones. Set and adjust goals for savings, debt repayment, and credit card balances. rewards for achieving targets. Learn about money psychology through guided lessons and insights.

Hudson Valley CU Mobile
Hudson Valley Federal Credit Union
Bank on the go with mobile.
The app allows users to bank on the go using a mobile device. Users can view accounts, transfer funds, deposit checks, pay bills, and apply for loans.

Cleo AI: Cash Advance & Budget
Cleo AI Ltd
Chat with to track expenses and set
Track spending with real-time alerts and categorization. Set savings goals and receive personalized tips. Request a cash advance and monitor credit score improvements. Chat with an AI to discuss budgets and financial goals.

Westlake MyAccount
Westlake Services, Llc
Make payments and manage accounts
Manage accounts with payment features, recurring payment setup, and payoff information access. View transaction history and account balances. Receive alerts and notifications for account activity.


UHM Mortgage
Union Home Mortgage Corp
Manage loans, track payments, schedule payments
Manage accounts with real-time loan balance tracking, payment scheduling, and recurring debit setup. View property value estimates and equity projections. Access loan activity history and use calculators for financial planning.

Upstart: Personal Loans + More
Upstart Network, Inc.
Get cash in 24 hours or less
Apply for fixed-rate from $500 to $75,000. Check loan rates instantly without affecting credit score. Receive approval in minutes with no paperwork. Funds available in one business day after approval.

WalletHub: Credit & Budgeting
Evolution Finance, Inc.
Track scores and manage budgets
Access scores and reports updated daily. Track spending and create a personalized budget. Receive a plan to improve score and pay off debt. Monitor financial progress with daily updates and tools.

PayAway: Debt Payoff Planner
Jack Maloney
Track and plan payments
Track and manage multiple debts including credit cards, student loans, and auto loans. Set customized plans using the Credit Utilization Method. Monitor progress with detailed reports and receive alerts for due dates.


PSECU Mobile
Pennsylvania State Employees Credit Union
Move money instantly and securely
Transfer funds between accounts instantly. Initiate external account transfers. Send money to trusted contacts quickly. Check balances and transaction history in real time. Set up alerts for account activity. Lock and unlock accounts remotely.

NWFCU Mobile Banking
Northwest Federal Credit Union
Pay bills, view accounts, deposit checks
Manage personal and business accounts, credit cards, and loans. Pay bills and loans, deposit checks via photo, view transaction history, and locate fee-free ATMs. Set payment reminders and access account details securely.
How we rank alternatives
Apps are ranked by functional similarity, category fit, rating confidence, and popularity.