Apps Like Earnifi: Rent, Early Pay, Cash for iPhone and iPad
Ranked alternatives
Showing 1–20 of 1,000 ranked alternatives.


Dave: Credit, Cash & Money App
Dave, Inc
Manage finances and track spending
Manage finances with budgeting tools, track spending, and set savings goals. Access a debit card for purchases and withdrawals. Request extra advances with approval, subject to fees and limits.

Vola: Cash Advance & Credit
Checler Inc
Get and track spending
Get advances up to $500 instantly to cover unexpected expenses. Access funds without interest or hidden fees. Track score through Rent Reporting and CreditMap features. Set up alerts and manage spending limits.

Venmo
The Delancey Corporation, LLC
Send money and receive payments
Send and receive money for everyday transactions. Add notes to payments for context. Split payment requests among multiple contacts. Link a credit card for rewards. View transaction history and manage payments.

MoneyLion: Cash Advance App
MoneyLion Inc
Access , loans, and cashback rewards
Manage finances with budgeting tools, track expenses, and set financial goals. Access mobile features, apply for personal loans, and receive advances. Earn cashback rewards and invest extra funds through round-ups.

Money App - Cash Advance
PRG Ventures, Inc.
Access wages early and track expenses
Access earned wages before payday through early advances. Connect bank accounts to receive funds in personal accounts. Request advances for essential expenses like groceries, rent, and bills. Verify identity with email, phone, and bank information.

EarnIn: Beyond Cash Advance
Activehours Inc.
Access funds instantly or by day
Access your earned funds to pay bills early. Request up to $150 daily with a $1,000 monthly limit. Deposit money instantly for a fee or in 1-3 business days for free. Monitor credit score and set savings goals.

Beem: Cash Advance & Banking
Line Financial, Pbc
Get advances and build credit
Request instant advances up to $1,000 using verified incoming deposits. Access funds via standard transfer or instant delivery. Build credit with every purchase. Use AI to manage and optimize your flow.


Payactiv
PayActiv Inc.
Access wages, pay bills, manage expenses
Access your wages before payday to pay bills and avoid late fees. View spending patterns, set financial goals, and receive alerts for transactions. Manage unexpected expenses without interest or loans.

Self - Credit Builder & Cards
Self Lender, Inc.
Build , save, access
Create and manage financial goals with budgeting tools and savings tracking. Build through secured lines. Access advances quickly without a check. Monitor scores and receive alerts for account activity.

Kikoff: Build Credit Quickly
Kikoff Inc.
Report to bureaus and
By making timely payments on a specialized line. Report to major bureaus to improve scores. Set payment schedules and track progress toward goals.

Brigit: Cash Advance & Credit
Bridge It Inc
Request advances instantly
Request advances without a check, interest, or late fees. Connect bank accounts to get funds deposited instantly. Repay when able. Set up for building and financial stability.

Flex - Rent On Your Schedule
Flexible Finance, Inc.
Pay in smaller installments
Manage payments by splitting monthly into smaller, manageable installments. Pay part upfront and borrow the rest through a credit line. Full is paid to the property on time, and you repay the loan later in the month.

B9: Cash Advance・Banking ・Earn
B9, Inc.
Access earnings, manage funds, earn rewards
Access paycheck funds before payday with early deposit features. Manage daily banking tasks like checking balances and transferring money. Earn rewards and explore additional income opportunities through in- options.

ONE@Work (formerly Even)
One Finance, Inc.
Get paid early and track earnings
Track earnings by viewing work schedules and calculating pay per shift and paycheck. Access net earnings early through Instapay without fees. Set automatic savings based on a chosen percentage.

ATM Cash Advance・Instant Money
ATM.com, Inc.
Get advances instantly
Get advances quickly without credit checks or interest. Access funds instantly through ATMs. Earn extra by completing surveys and playing games. Avoid overdraft fees by using advances instead of borrowing from friends.

Experian®
CONSUMERINFO.COM, INC.
Get credit report and FICO® Score
Access credit reports and FICO® scores through a free membership. Apply for credit cards with no impact on FICO® scores. Receive alerts about credit changes. Negotiate bills and cancel subscriptions for potential savings with a paid membership.


Cash App
Block, Inc.
Send money, save, and invest securely
Send money instantly via or bitcoin using compatible wallets. Make free Lightning Network transfers. Round up spare change to save or invest in stocks, ETFs, or bitcoin. Set up direct deposit for early paychecks.
How we rank alternatives
Apps are ranked by functional similarity, category fit, rating confidence, and popularity.