Debt Optimizer app icon

Apps Like Debt Optimizer for iPhone and iPad

by Solve Finance Corp.★ 4.47 ratingsFinanceFreeData updated 2026-09-06

Debt Optimizer screenshots

Ranked alternatives

Showing 1–20 of 1,000 ranked alternatives.

  1. Upstart: Personal Loans + More app icon

    Upstart: Personal Loans + More

    Upstart Network, Inc.

    Get cash in 24 hours or less

    Apply for fixed-rate from $500 to $75,000. Check loan rates instantly without affecting credit score. Receive approval in minutes with no paperwork. Funds available in one business day after approval.

    ★ 4.945,559 ratingsFinanceFreeData updated 2026-10-03
  2. Klover - Instant Cash Advance app icon

    Klover - Instant Cash Advance

    Klover Holdings, Inc.

    Get advances without fees

    Request a up to $400 without credit checks or interest charges. Link a bank account to receive funds quickly. Set up an account with name, email, and phone number. No late fees or interest applied.

    ★ 4.8388,420 ratingsFinanceFreeData updated 2026-10-03
  3. Intuit Credit Karma app icon

    Intuit Credit Karma

    Credit Karma, Inc.

    Track spending, monitor transactions, get alerts

    Track monthly spending and monitor transactions to manage finances. Receive alerts for score changes and learn factors affecting scores. Compare loan offers and view potential approval rates.

    ★ 4.87,748,448 ratingsFinanceFreeData updated 2026-10-03
  4. BECU app icon

    BECU

    BECU

    Manage finances in the palm.

    The app combines BECU and non-BECU financial accounts in one place for budgeting based on spending, income, debt, and expense history. It allows fund transfers, check deposits, bill payments, and viewing account balances.

    ★ 4.870,428 ratingsFinanceFreeData updated 2026-09-22
  5. Debt Free –Pay Off Debt Faster app icon

    Debt Free –Pay Off Debt Faster

    Mobile Innovations LLC

    Track expenses, set budgets, pay bills

    Track expenses, set budgets, and monitor spending habits. Create repayment plans and receive notifications. Sync data across devices and view detailed financial reports. Manage multiple accounts and set payment reminders.

    ★ 4.11,008 ratingsFinanceFreeData updated 2026-09-08
  6. Freedom Debt Relief app icon

    Freedom Debt Relief

    Freedom Debt Relief LLC

    Review settlements and manage plan

    Manage plans by reviewing and authorizing settlement offers through push notifications. View detailed account balances, upcoming deposits, and enrolled debts in one place. Track active settlements and monitor progress toward resolution.

    ★ 4.911,433 ratingsFinanceFreeData updated 2026-09-06
  7. Loan Calculator - Debt Planner app icon

    Loan Calculator - Debt Planner

    Michael Chu

    Calculate loans and view payment details

    Calculate payments and estimate total interest. View payoff timelines. Adjust extra payments to see savings. Compare different terms and interest rates. Export results for reference.

    ★ 4.622,492 ratingsFinanceFreeData updated 2026-09-10
  8. Gauss: Payoff Credit Card Debt app icon

    Gauss: Payoff Credit Card Debt

    Gauss Rewards LLC

    Move balances to low APR lines

    Transfer funds between cards to reduce interest costs. Set up instant transfers up to $15k from high APR cards to a low APR line. Monitor scores and track payment history. Build through a reporting line.

    ★ 4.92,041 ratingsFinanceFreeData updated 2026-09-06
  9. FAIRWINDS Mobile Banking app icon

    FAIRWINDS Mobile Banking

    FAIRWINDS Credit Union

    Check balances, make transfers, track spending

    Check balances and review account activity. Make transfers between accounts. Deposit checks by photo. Enable Touch ID or Face ID for secure access. Lock or unlock debit or credit cards remotely. Set up alerts for account activity.

    ★ 4.825,390 ratingsFinanceFreeData updated 2026-09-08
  10. CreditU app icon

    CreditU

    American Consumer Credit Counseling, Inc.

    Manage debts and track expenses

    Track credit scores, monitor debt balances, and set budget goals. View spending categories and receive alerts for account activity. Generate reports and access financial education resources. Sync with banking accounts to import transaction data.

    ★ 4.9956 ratingsFinanceFreeData updated 2026-09-06
  11. Debt Payoff Planner - Snowball app icon

    Debt Payoff Planner - Snowball

    Mihail Kuznecovs

    Track debts, plan payments, save more

    Track debts including credit cards and mortgages. Calculate interest savings from extra payments. Use method for payment planning. Set payment schedules and monitor progress visually. Adjust payments to reduce faster.

    ★ 4.414 ratingsFinanceFreeData updated 2026-09-06

How we rank alternatives

Apps are ranked by functional similarity, category fit, rating confidence, and popularity.