Track earnings by viewing work schedules and calculating pay per shift and paycheck. Access net earnings early through Instapay without fees. Set automatic savings based on a chosen percentage.
Calculate net pay by entering income details and deductions. Break down gross to net using 2025 tax rules. Plan budgets with multiple paychecks and custom expense categories. Track income and expenses for financial planning.
Access account information including 401k, paycheck details, FSA, and UHC benefits card. View transaction history and manage benefits. Send secure messages and receive notifications.
View earned wages and request access to a portion before payday. Track available funds and see deductions on payday. Avoid overdraft fees by accessing wages instantly without loans.
Access your earned funds to pay bills early. Request up to $150 daily with a $1,000 monthly limit. Deposit money instantly for a fee or in 1-3 business days for free. Monitor credit score and set savings goals.
Track expenses with daily spending logs and categorization. Set payment reminders to avoid late fees. Create and adjust budgets with progress tracking. Receive alerts for upcoming due dates and account activity.
Send money instantly via or bitcoin using compatible wallets. Make free Lightning Network transfers. Round up spare change to save or invest in stocks, ETFs, or bitcoin. Set up direct deposit for early paychecks.
Send and receive money for everyday transactions. Add notes to payments for context. Split payment requests among multiple contacts. Link a credit card for rewards. View transaction history and manage payments.
Manage finances with budgeting tools, track spending, and set savings goals. Access a debit card for purchases and withdrawals. Request extra advances with approval, subject to fees and limits.
Track income and expenses to create a personalized budget . Automatically transfer funds between accounts to save, pay off debt, and cover bills. Set financial goals and monitor progress with detailed analytics and reports.
Track expenses with detailed reports and categorization. Set and monitor budgets for spending control. Use biometric authentication for secure access. Sync financial data across devices. View transaction history and summary dashboards.
Access your wages before payday to pay bills and avoid late fees. View spending patterns, set financial goals, and receive alerts for transactions. Manage unexpected expenses without interest or loans.