Apps Like JOI for iPhone and iPad
JOI screenshots
Ranked alternatives
Showing 1–20 of 1,000 ranked alternatives.


Affirm: Buy now, pay over time
Affirm, Inc
Pay with and shop online
Manage purchases with flexible payment plans. View spending limits and set payment schedules. Use the Card for in-store and online payments. Pay in installments or request financing. Set up automatic payments or make early payments.

Snap Finance
Snap Finance LLC
Apply for financing and manage your lease
Apply for up to $5,000 in lease-to-own financing with instant approval. Manage existing leases. Shop for furniture, tires, appliances, and electronics. Pay later. Log in without a password.


Klarna: Smarter everyday money
Klarna Bank AB
Pay in installments or full amount
Make purchases with flexible payment options including 4 interest-free installments, full payment, 30-day payment, or extended payment terms. Pay using card at Visa-accepted locations with no credit impact.




Sezzle: Buy Now, Pay Later
Sezzle Inc.
Shop now, pay in installments
Split purchases into four interest-free installments. Set payment schedules and track due dates. View transaction history and manage spending. Earn rewards on eligible purchases. No credit impact or hidden fees.

Mocasa: Pay Later & Quick Loan
Philippines Cashtrout Lending Corporation
Apply for loans and manage your card
Access financial services including a virtual Mastercard and instant cash loans. Apply for loans ranging from ₱3,000 to ₱50,000 with terms between 91 and 180 days. View interest calculations based on principal, rate, and term.

Gerald Cash Advance
Gerald Technologies, Inc
Order essentials with approved advances
Buy Now, Pay Later allows users to purchase items from ’s Cornerstore without credit checks or interest. Users can request a to cover purchases and receive funds via Free transfer.

STC Bank
Saudi Digital Payments Company
Manage finances securely with clicks
Manage finances with secure access to multiple accounts, local and international transfers, bill payments, and card management. Adjust daily and monthly limits, view savings accounts, and use contact transfers.



Сhoise.com
Crypterium AS
Buy crypto with bank card
Buy and sell cryptocurrencies including BTC, ETH, USDT, USDC, and over 40 others. Earn interest on crypto holdings with specified APYs. Purchase crypto using a bank card.

Citizens Pay
Citizens Bank, N.A.
Manage accounts, view statements, schedule payments
Manage accounts with 24/7 access and secure login. View PDF statements and schedule one-time payments. Enable Auto Pay for automatic monthly payments. Track account balance, transaction history, and purchase balance.


SAB Mobile
Saudi Awwal Bank
Manage finances, track spending, transfer funds, apply
Manage finances, track spending, transfer funds, and apply for banking products. View account balances, set alerts, and lock accounts remotely. Access multiple login methods and utilize in- services for financial management.


How we rank alternatives
Apps are ranked by functional similarity, category fit, rating confidence, and popularity.