Spentra app icon

Apps Like Spentra for iPhone and iPad

Access earned wages anytime, anywhere

Access earned wages instantly with up to 50% of net income before paycheck date. Load funds onto a payroll card for spending. View pay stubs and track earnings. Set up direct deposit and manage benefits through the .

by Spentra, LLC★ 4.8920 ratingsFinanceFreeData updated 2026-09-06

Spentra screenshots

Ranked alternatives

Showing 1–20 of 1,000 ranked alternatives.

  1. Payactiv app icon

    Payactiv

    PayActiv Inc.

    Access wages, pay bills, manage expenses

    Access your wages before payday to pay bills and avoid late fees. View spending patterns, set financial goals, and receive alerts for transactions. Manage unexpected expenses without interest or loans.

    ★ 4.781,712 ratingsFinanceFreeData updated 2026-09-08
  2. UKG Wallet app icon

    UKG Wallet

    UKG INC.

    Receive wages, pay bills, manage funds

    Access earned wages up to 2 days before payday and up to 4 days early for government payments. Pay bills, manage unexpected expenses, and view spending history. Set up automatic transfers and track financial goals.

    ★ 4.818,506 ratingsFinanceFreeData updated 2026-09-06
  3. DailyPay On-Demand Pay app icon

    DailyPay On-Demand Pay

    DAILYPAY INC

    Access earnings, track expenses, build savings

    Access earnings instantly with no-fee transfers. Track income and expenses in real time. Set financial goals and receive alerts for transactions. Link multiple accounts and manage budgets within the .

    ★ 4.8492,430 ratingsFinanceFreeData updated 2026-09-14
  4. Atlas - Rewards Credit Card app icon

    Atlas - Rewards Credit Card

    Exto Inc.

    Apply for instantly

    Apply for a with 4x higher approval chances compared to traditional options. Get instant approval without leaving the . Connect to 10,000+ banks to set a manageable spending limit. 0% APR prevents interest charges.

    ★ 4.7271,913 ratingsFinanceFreeData updated 2026-09-14
  5. Rellevate app icon

    Rellevate

    Rellevate, Inc.

    Manage money, pay bills, track expenses

    Manage earned wages with Pay Any-Day to receive advances between pay periods. View and transfer funds, set spending limits, and track financial goals. Access account statements and receive alerts for transactions.

    ★ 4.887 ratingsFinanceFreeData updated 2026-09-06
  6. MyToast app icon

    MyToast

    Toast, Inc.

    Track shifts and view earnings

    View past and upcoming shifts with details including clock-in, clock-out, breaks, and tips. Check earnings by shift and pay period. Access Form W2 from the account tab. Order and activate Toast Pay Card if available.

    ★ 4.86,885 ratingsBusinessFreeData updated 2026-09-14
  7. FlexWage app icon

    FlexWage

    FlexWage Solutions

    Access earned wages instantly

    View earned wages and request access to a portion before payday. Track available funds and see deductions on payday. Avoid overdraft fees by accessing wages instantly without loans.

    ★ 4.81,166 ratingsFinanceFreeData updated 2026-09-08
  8. My Vault Card app icon

    My Vault Card

    Paycom Payroll, LLC

    Access deposits and manage your

    Manage your Visa® Payroll by viewing deposits, transactions, and account balance. Receive automated push notifications, SMS alerts, and email messages. Set up direct deposit and access -related features through the .

    ★ 4.84,770 ratingsFinanceFreeData updated 2026-09-06
  9. myFlexPay (powered by Stream) app icon

    myFlexPay (powered by Stream)

    Wagestream Inc.

    Access wages instantly and manage your budget

    Access earned wages instantly with instant transfers or free standard transfers. Track shifts and earnings in real time. Save money with smart savings features. Budget and borrow through integrated financial tools.

    ★ 4.85,143 ratingsFinanceFreeData updated 2026-09-06
  10. Instant Financial app icon

    Instant Financial

    Instant Financial Inc.

    Access earned wages instantly

    Access earned wages instantly without waiting for payday. Pay bills, transfer funds, and manage savings in real time. View transaction history and set spending limits. Lock accounts and receive alerts for account activity.

    ★ 4.510,058 ratingsFinanceFreeData updated 2026-09-10
  11. Dave: Credit, Cash & Money App app icon

    Dave: Credit, Cash & Money App

    Dave, Inc

    Manage finances and track spending

    Manage finances with budgeting tools, track spending, and set savings goals. Access a debit card for purchases and withdrawals. Request extra advances with approval, subject to fees and limits.

    ★ 4.8897,441 ratingsFinanceFreeData updated 2026-09-14
  12. Albert: Budgeting and Banking app icon

    Albert: Budgeting and Banking

    Albert Corporation

    Track expenses, save, and invest securely

    Track expenses and create a monthly budget. Customize spending plans and monitor account activity. Earn cash back at select stores. Get 24/7 identity monitoring and access a financial genius for advice.

    ★ 4.6331,802 ratingsFinanceFreeData updated 2026-09-14
  13. T-Mobile MONEY: Better Banking app icon

    T-Mobile MONEY: Better Banking

    T-Mobile USA, Inc.

    Track expenses, manage accounts, pay bills

    Manage finances with account access, transaction history, and balance checks. Transfer funds, pay bills, and set spending alerts. Link accounts and view budget insights. Receive notifications and access customer support.

    ★ 4.839,454 ratingsFinanceFreeData updated 2026-09-06
  14. Branch: A Better Payday app icon

    Branch: A Better Payday

    Branch Messenger Inc.

    Receive payments and manage your funds

    Receive earnings through fast, flexible payout options including wages, tips, mileage reimbursements, and direct deposit. Access a free digital bank account and debit card with lifetime use.

    ★ 4.867,564 ratingsFinanceFreeData updated 2026-09-10
  15. Intuit Credit Karma app icon

    Intuit Credit Karma

    Credit Karma, Inc.

    Track spending, monitor transactions, get alerts

    Track monthly spending and monitor transactions to manage finances. Receive alerts for score changes and learn factors affecting scores. Compare loan offers and view potential approval rates.

    ★ 4.87,730,666 ratingsFinanceFreeData updated 2026-09-14

How we rank alternatives

Apps are ranked by functional similarity, category fit, rating confidence, and popularity.