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Current - Bank for Modern Life

See also: Top 20 alternatives to Current - Bank for Modern

 22851 votes - Finance - First release: 2016-04-05T06:03:38Z


Description - 4+

Current is the bank for modern life. We are a mobile bank and Visa debit card that gets you paid faster with no overdraft fees, no minimum balance and no hidden fees.

At Current, we believe our members should spend their hard-earned money on the things that matter most to them, and not on unnecessary fees and requirements. We deliver your paychecks up to two days faster than traditional banks when you sign up for direct deposit because while there are plenty of things in life worth waiting for, we don’t think your money should be one of them.

Signing up takes just two minutes and there is no minimum balance requirement to open or maintain an account. We’ll then ship your new card for FREE. Join the Current Community today!


• GET paid up to 2 days faster with direct deposit
• NO overdraft fees
• NO minimum balance requirement
• NO hidden fees
• FREE cash withdrawals from 55,000 ATMs worldwide
• INSTANT gas hold refunds at the pump
• MOBILE banking w/ instant spending notifications
• SAVINGS PODS to help you automatically save money
• DEPOSIT checks easily using your phone's camera
• INSTANT free, money transfers using Current Pay
• APPLE PAY and GOOGLE PAY supported
• TEEN bank accounts for those under 18
• BLOCK transactions from specific merchants
• SECURITY of an EMV chip on each debit card and the latest technology
• PRIVACY controls of Touch ID and Face ID
• SUPPORT 24/7 (even on holidays!)

We offer a transparent pricing model with a completely free basic checking account and a premium account that costs $4.99 per month. A teen bank account has an annual subscription and costs $36 per teen per year. 

With accounts for those under 18, parents link their Current mobile app with their teen’s app and set the card’s spending limits, have full visibility into purchases and balances with real-time alerts and can instantly transfer money onto the card, all while teaching their teens how to manage their own money. 

Download the Current app today and sign up for an account in just two minutes!